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7.2.2 Technical School, Associate Degree, and Bachelor's Degree Programs ............................ 28 7.2.3 Master’s and Doctoral Programs ........................................................................................ 28 7.2.4 Training Programs that Result in Certification ..................................................................... 28 7.2.5 Verification of School Schedule .......................................................................................... 28 7.3 Exceptions to Work/School Requirements .................................................................................. 29 8. Household Assets & Income .......................................................................................................... 30 8.1 Asset Limit ................................................................................................................................ 30 8.2 Income Limits ........................................................................................................................... 30 8.3 Income Types ............................................................................................................................ 30 8.3.1 Earned Income ................................................................................................................... 30 8.3.2 Earned Income Deductions/Expenses ................................................................................ 30 8.3.3 Fluctuation in Earned Income ............................................................................................. 31 8.3.4 Acceptable Verification of Earned Income .......................................................................... 31 8.3.5 Unearned Income ............................................................................................................... 32 8.3.6 Additional Unearned Income Sources ................................................................................ 32 8.3.7 Acceptable Verification of Unearned Income ...................................................................... 32 8.3.8 Lottery Winnings ................................................................................................................. 32 8.4 Calculating Income ................................................................................................................... 33 8.4.1 Income Conversion ............................................................................................................ 33 8.4.2 Calculating Unearned Income ............................................................................................ 33 8.5 Prospective Budgeting ............................................................................................................... 33 8.6 Calculating Income from Self-employment ................................................................................ 34 9. Family Copayment ......................................................................................................................... 35 9.1 Copayment Overview ................................................................................................................ 35 9.1.1 Additional Child Care Expenses ......................................................................................... 35 9.1.2 Households with No Copayment ........................................................................................ 35 9.2 Copayment Calculation ............................................................................................................. 35 9.2.1 Copayment Pro-Rating ....................................................................................................... 35 9.3 Copayment Examples ................................................................................................................ 36 10. Child Care Need and Level of Service ......................................................................................... 37 10.1 Child Care Need ...................................................................................................................... 37 10.1.1 Work/School Hours .......................................................................................................... 37 10.1.2 Supplemental Hours ......................................................................................................... 37 10.2 Level of Service (LOS) .............................................................................................................. 37 10.2.1 Maximum Level of Service ............................................................................................... 37 10.2.2 Provider Level of Service .................................................................................................. 37 10.2.3 Impacts to Level of Service............................................................................................... 38