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reviewed. All beneficiaries can initiate the LTSS eligibility determination by contacting a DHS LTSS eligibility specialist and completing the applicable sections of the integrated health and human services application form, or an alternative form designated for this purpose, or updating their accounts in the IES Consumer Portal. d. Retroactive Coverage. Retroactive coverage for up to ninety (90) days is available for LTSS applicants in this population who are determined eligible using the SSI method. Under the terms of the State's Section 1115 demonstration waiver, all MAGI-eligible MACC groups, including the ACA expansion adults, do not have access to retroactive coverage unless eligible as a pregnant woman under the terms and conditions of the State’s Section 1115 waiver. 3. Elders 65 and older – The eligibility pathways for persons sixty-five (65) years of age and older vary somewhat when compared to those available for persons between nineteen (19) and sixty-four (64) as specified above. The chief distinction is that members of this population are not evaluated for MAGI-based eligibility even if they are the parents/caretakers of a Medicaid eligible child. Differences in criteria by pathway are as follows: a. Eligibility Criteria. All persons seeking Medicaid LTSS are evaluated using the SSI method through to the authorization of services; MAGI-based eligibility is not permitted under applicable Federal law. Although the income requirements vary, the resource limit is four thousand dollars ($4,000.00) for an individual applicant across pathways: (1) IHCC non-SSI eligible elders in Community Medicaid: Income limit – one hundred percent (100%) of the FPL; Resource Limit – four thousand dollars ($4,000.00). (2) Special Income/HCBS: Income limit – three hundred percent (300%) of the SSI standard; Resource Limit – four thousand dollars ($4,000.00). (3) Medically Needy: Income limit – Cost of Care; Resource Limit – four thousand dollars ($4,000.00). b. Special Conditions. The special conditions for adults with disabilities whose eligibility is determined using the SSI method also apply to elders. c. Determination Process. The principal distinction in the determination process for members of this population is also a function of whether a person is a new applicant or current Medicaid beneficiary.