PA 529 Investment Plan (IP)

You may enroll online , complete an Enrollment Application , or call 800-440-4000 to request an enrollment kit. You may also enroll using the READYSAVE 529™ app.

The PA 529 IP allows families to choose from several investment options, including target enrollment date portfolios, from Vanguard, one of America's largest financial service companies.

PA 529 IP returns are never guaranteed, and your account value will fluctuate with financial market performance. As with any investment in securities, you can lose money by investing in the PA 529 IP. Keep in mind that the holding period for college investors is short (generally 5 to 20 years), and you should consider investing more conservatively as the time approaches for you to begin making withdrawals. Before you select an investment option, carefully consider your investment time horizon and risk tolerance.

The PA 529 IP offers the following investment options:

Target enrollment date investment option, which allows families to select a portfolio based on when they plan to use their PA 529 account. Families can select the portfolio that most closely matches their beneficiary’s projected enrollment date. Each portfolio will automatically adjust its asset allocation from more equity investments to more conservative holdings as the student prepares to start their school or program.

14 individual portfolios, including a socially responsible portfolio. Choose from a variety of bond, and short-term reserves in which the allocations remain constant and invested in the same portfolios until you tell us otherwise.

Click here to find current PA 529 IP pricing and performance. For complete details, please read PA 529 IP Disclosure Statement.

You can change the direction of your future contributions at any time.

You can change previous contributions from one investment option to another twice per calendar year or at any time you change the beneficiary (Note: the investment option change must take place at the same time as the beneficiary change).

To make a qualified or non-qualified withdrawal, you may either make an online withdrawal request or complete a Withdrawal Request Form .

Payments from a PA 529 IP account may be requested online or by mailing or faxing a form. You can direct payments to yourself or the student by ACH debit to a bank account or you may send payments directly to the school or a third party such as a landlord

For a detailed explanation of the withdrawal process, view the "Using Your Pennsylvania 529 Investment Plan Account" webinar, available here .

ACSR is the record keeper and servicing agent for the Pennsylvania 529 Investment Plan.