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641 Chapter 3:Processes and procedures • Section 2: Verification (07/2026) • Department of Motor Vehicles (DMV) data provided on WVIR screen meets the federal guidelines for acceptable documentation for an individual’s identity • Fishing and hunting licenses issued by the State of Oregon • Three or more corroborating documents such as marriage licenses, divorce decrees, high school diplomas or employer ID cards to verify the identity of an individual ODHS|OHA may also accept the finding of identity from a federal or another state agency for the purposes of public assistance, law enforcement, internal revenue or tax bureau, or corrections if the agency has verified and certified the identity of the individual. If identity cannot be verified by one of the methods above, ODHS|OHA must accept an affidavit signed, under penalty of perjury, by an individual other than the applicant who can reasonably attest to the applicant’s identity. Such affidavit must contain the individual’s name and other identifying information. Insurance as a resource Definitions of insurance terms: Beneficiary: That individual (or entity) named in the contract to receive the policy proceeds upon the death of the insured. Burial insurance: Insurance that, by its terms, can only be used to pay the burial expenses of the insured. Cash surrender value: The amount the insurer will pay upon cancellation of the policy before death (or maturity). This value usually increases with the age of the policy. Endowment insurance: Endowment policies that pay the policy owner the face value plus dividends after a stated period of time. The face value of the policy is paid to the beneficiary upon the death of the insured if death occurs during the stated time period. This type of policy has a cash surrender value. Face value or amount: The basic death benefit or maturity amount of the policy specified on its face. This amount may be decreased by loans. The face value does not include dividends or additional amounts payable because of accidental death or other special provisions. Individual and group policies: Individual policies are issued to a person or family and are paid for entirely by the owner. Group policies are usually issued through an employer or organization and may receive some contribution from the employer. Group insurance is usually term insurance and would not be counted in computing life insurance. Insured: A person whose life is insured against loss. Insurer-assurer: The company or association that contracts with the owner. Limited payment life: Ordinary life insurance on which premiums are paid for a limited number of years (e.g., 20 pay life, 30 pay life). This insurance has a cash surrender value. Ordinary life (also known as whole life or straight): A contract for which the insured pays premiums during their lifetime and on which the company pays the face amount of the policy to the beneficiary on the death of the