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376 (07/2026) Chapter 2:Eligibility • Section 5: Financial eligibility
Interest received monthly or on another periodic basis from the sale of a home is counted as unearned income. Any costs excluded under OAR 461-145-0920 and OAR 414-175-0035 are subtracted from the proceeds from the sale of a resource if the proceeds are treated as income under this rule. This is true even though the income is not from self-employment. Use the actual costs and not the allowed self-employment deduction identified in exclusions allowed from self- employment income. For HSD medical programs, sale of a countable resource is counted for monthly and annual income. Click here for examples: Sale of a resource. Oregon Administrative Rule(s) 410-200-0015 (51) and (52) — General Definitions 461-145-0240 — Income-Producing Sales Contract 461-145-0460 — Sale of a Resource 414-175-0030 — General Financial Eligibility 414-175-0035 — Specific Financial Requirements Shelter-in-kind income Shelter-in-kind is when an agency or person outside the household financial group provides the financial group’s shelter or makes a payment to a third party for some or all of the group’s shelter costs. Shelter costs are housing costs (rent or mortgage payments, property taxes) and utility costs, not including cable TV or non-basic telephone charges. 1. Except as provided in section 2 below, shelter-in-kind income is treated as follows: (a) For ERDC, exclude shelter-in-kind payments, except earned shelter-in-kind. (b) For REF, REFM and TANF, exclude shelter-in-kind payments, except for child support (see OAR 461-145- 0080 and 461-145-0280). (c) For SNAP, exclude shelter-in-kind housing and utility payments, except for an expenditure by a business entity for shelter costs of a principal which is counted as income. (d) For OSIPM and MSP: (A) Exclude unearned shelter-in-kind, including payments made to a third party for shelter expenses of the financial group. (B) Earned shelter-in-kind income is treated as follows: (i) If shelter is provided on the employer’s business premises, living at that location is a reasonable expectation of the job duties, and acceptance of the shelter is a condition of employment with no option to accept the value of the shelter in money, the shelter-in-kind income is excluded. (ii) If the shelter doesn’t meet all the conditions above, the fair market value of the shelter or the amount of any payment made to a third party for shelter expenses of the financial group is counted as earned income.