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350 (07/2026) Chapter 2:Eligibility • Section 5: Financial eligibility (rent) with or without board (meals). Lodger income is the amount the lodger pays the filing group for room or room and board. In ONE, lodger income is coded on the Self-Employment Income screen. The Income Category and Income type are the same depending on what type of is being reported, select the one which is applicable to the type being reported: • Self-Employment Income Category and Self-Employment Income Type –Room Rental • Self-Employment Income Category and Self-Employment Income Type – Room & Board Rental Lodger income is treated as follows: • For REF, REFM and TANF, lodger income not excluded under OAR 461-155-0350 is treated as self- employment income. • For all programs except OSIPM, MSP, REF, REFM and TANF, lodger income is treated as self-employment income. • For OSIPM and MSP, lodger income is treated as unearned income and can be reduced by certain expenses. The allowable expenses are prorated based on the number of rooms for rent compared to the number of rooms in the home (excluding bathrooms, but including attics and basements if they have converted to living spaces). The allowable expenses include:
Interest and escrow portions of a mortgage payment
If the home is rented, the monthly amount the filing group pays for rent
Real estate insurance
Repairs (such as a minor correction to an existing structure)
Property taxes (if not included in the escrow portion of a mortgage payment)
Lawn care
Snow removal
Advertising for tenants
Utilities For HSD medical programs, room and board rental income is counted for monthly and annual income. Click here for examples: Lodger income. Oregon Administrative Rule(s) 461-145-0340 — Lodger Income 410-200-0015 (54) and (55) — General Definitions 414-175-0035 — Specific Financial Requirements Manufactured and mobile homes Manufactured and mobile homes that are the individual’s home are treated as a home. Otherwise, they are treated as real property or income-producing property, depending on the use.