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302 (07/2026) Chapter 2:Eligibility • Section 5: Financial eligibility In ONE, these incomes are coded as follows: • Dividends and Interest are coded on the Unearned Income screen:
Dividends from a business entity, not self-employed: » Unearned Income Category- other Income » Unearned Income Type - Dividends (from Business Entity, not self- employed)
Dividends (not including self-employed dividends): » Unearned Income Category - Dividends/Interest/Capital Gains » Unearned Income Type - Dividends (not including Self Employment Dividends)
Interest: » Unearned Income Category - Dividends/Interest/Capital Gains » Unearned Income Type - Select the one which is applicable to the type being reported: Interest - Dividends, Municipal Bonds, Private Activity Bonds Interest - Other • Royalties (Including Mineral Rights) are coded on the Specific Income screen:
Specific Income Category - Royalties (Including Mineral Rights)
Specific Income Type - Royalties (Including Mineral Rights) For all programs except OSIPM, MSP and HSD medical: • Dividends are counted as unearned income. • Interest income is counted as unearned income. • Royalties are counted as unearned income, except royalties are counted as earned income if the participant is actively engaged in the activity from which the royalties are accrued For OSIPM and MSP: • Dividends and interest earned on mutual funds and securities, including stocks, bonds, educational savings bonds and certificates of deposit (CDs), are excluded as income unless captured differently in another section of the rules. • Interest earned on other assets is treated according to the rule for that asset. For example, interest and dividends earned on funds in a bank account are covered under the rule for bank accounts. • Royalties include compensation paid to the owner for the use of property, usually copyrighted material or natural resources, such as coal, oil or natural gas, which normally are extracted from the ground. Payments received must be under a formal or informal agreement where the owner authorizes another individual or company to manage and extract a product (e.g., gas or oil) in an amount dependent on the amount of the product actually extracted. For example, an individual receives royalties from a percentage of ownership of oil or gas production. • Royalties received by an individual in connection with any publication of the individual’s work are treated as earned income. Examples include royalties received from publication of a manuscript(s), magazine article(s) or artwork.