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271 (07/2026) Chapter 2:Eligibility • Section 5: Financial eligibility Annualize: A self-employed individual is expected to make approximately $24,000 a year and has costs. Last tax year income is representative. For ERDC, allow the applicant to choose a deduction of the total gross amount: 50%, actual cost or no cost to have a lower copay/higher child care hours or vise versa. Divide $24,000 by 12 = $2,000/month. For SNAP, code as SEC to get the 50% deduction for costs. If there are no costs, code as SEN. For ERDC, use the ERDC Self Employment Deduction screen in ONE after running eligibility to enter which cost option the applicant is choosing for their income and copay. Benefit calculation Benefits are calculated differently for each program and benefit type. Benefits for SNAP and TANF are loaded onto an EBT card for the individual based on their eligibility, whereas benefits for child care assistance through ERDC is paid to the individual’s child care provider on behalf of the family. This section will cover how benefits are calculated based on the individual’s eligibility for each program. SNAP Benefit levels The U.S. Department of Agriculture (USDA) conducts studies to determine SNAP benefit levels. They look at the average cost of food for a household. For the Thrifty Food Plan (TFP) SNAP Payment Standards, see OAR 461-155-0190 or the DHS 5530. For applicants who have passed the countable income limit (130 percent) and resource limit, the ONE system performs the SNAP benefit calculation. If the applicant is categorically eligible the resources limits will not apply. Elderly and individuals with disabilities need only to meet the adjusted income limit. The 200 percent categorical eligibility income test is not part of this calculation. It is very helpful to understand the SNAP calculation to be able to explain changes or potential changes in benefit amounts to applicants. The system will round all amounts automatically. Amounts are rounded down for 1–49 cents and rounded up for 50–99 cents in each step of the calculation, except in step 9. The answer is rounded up for 1–99 cents in step 9. (ONE automatically does the rounding.) This means: • For income, add all pay from the same income source before rounding. Round income amounts before converting and again after converting. • Round the cost of dependent care for each individual before comparing it to the limits. • Add medical costs for all individuals before rounding and calculating the deduction. • Do not round shelter costs until the excess shelter deduction has been computed. The online SNAP Benefit Calculator (https://snapcalc.dhsoha.state.or.us/) is a great tool for workers to use and understand.