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267 (07/2026) Chapter 2:Eligibility • Section 5: Financial eligibility Adult applying 1. If the applicant has an ineligible spouse, the applicant must first be income eligible as an individual. Compare the applicant’s adjusted income (after deductions, see 461-160-0551(7) (b)through (g)) to the one-person OSIPM income standard. If the adjusted income of the applicant is less than the one- person standard, the applicant is eligible as an individual and you can proceed to the next step. If the adjusted income of the applicant is at or above the one-person standard, STOP. The individual is not eligible for OSIPM. 2. If the applicant is income eligible as an individual, deduct any child support the ineligible spouse pays for any individual outside the household group from the ineligible spouse’s countable income. Like the $20 standard deduction, it is deducted from unearned income first, and then any remainder is deducted from earned income. 3. From the ineligible spouse’s remaining countable income, allocate a maximum of $497 to each ineligible child of the couple. The ineligible child’s income is subtracted from the maximum $497 allocation to determine the actual amount. 4. Allocate from unearned income first and then, if necessary, from earned income. 5. If the remaining countable income of the ineligible spouse is more than $497, add the individual’s remaining income to the applicant’s income; subtract the normal income deductions (see 461-160- 0551(7) (b) through (g)); and compare to the two-person non-SSI OSIPM income standard. The adjusted income must be less than the OSIPM income standard. 6. If the remaining countable income of the ineligible spouse is equal to or less than $497, consider the income of the applicant only. As previously calculated in step 1, the adjusted income of the applicant is less than the one-person OSIPM income standard, so the applicant meets the OSIPM income requirements. Child applying 1. Income from ineligible parents is considered and an allocation to each ineligible child is done first. The ineligible child’s other income is subtracted from the maximum $497 possible to determine the actual amount. 2. From the remaining countable income, allocate from unearned income first and then, if necessary, from earned income. 3. Take the normal income deductions from the remaining parental income (see 461-160-0551(7)(b) through (g)). 4. Deduct the SSI/OSIPM income standard for one or two (Parental Living Allowance), depending on the number of parents in the household. 5. The income left is deemed proportionately to each applying child. 6. If deeming to multiple children, the deemed income is split evenly among the applying children.