Page 244
244 (07/2026) Chapter 2:Eligibility • Section 5: Financial eligibility Other resources Annual Income Calculator *includes screenshots: Interactive Excel spreadsheet used for calculating annual income utilizing a variety of factors, including payment amount, payment frequency, and hourly wage Earned income Earned income is income from the following: compensation for services performed, including wages, salaries, per diem, commissions, tips, representative payee fees, sick leave, vacation pay, draws, income received in exchange for an individual’s physical or mental labor. This also includes Health Engagement Model (HEM) payments, or other similar payments. Additional forms of earned income include, but are not limited to: • Educational income • Cafeteria plan benefits • Wages and • Profit sharing. • Compensation in a form other than money such as food, clothing, cars, furniture and payments made to a third party (in-kind). For more information regarding treatment of individual income types, click here for Treatment of specific assets. Oregon Administrative Rule(s) 461-145-0130 — Earned Income; Treatment 414-175-0035 — Specific Financial Requirements Unearned income Unearned income is income received by the applicant and/or persons in the financial group other than earned income. Some examples of unearned income include adoption assistance, child support, spousal support, Social Security benefits, unemployment compensation and educational income. Each unearned income type is treated differently by various programs. Click here for Treatment of specific assets. Educational income Educational income is income designated specifically for educational expenses. To be considered educational income, the income must be received by one of the following: • A student at a recognized institution of post-secondary education
Note: Post-secondary education is education offered primarily to individuals age 18 and older. Admission may (but does not necessarily) require a high school diploma or equivalent. • A student at a school for individuals with disabilities • A student in a vocational education program • A student in a program that provides for completion of requirements for a high school diploma or the equivalent.