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240 (07/2026) Chapter 2:Eligibility • Section 5: Financial eligibility as bi-weekly), monthly, quarterly, semiannually or yearly. Stable income is income consistently received each month. Stable income can be received weekly, every other week, twice per month or monthly. Variable income means earned or unearned income that is not always received in the same amount each month. Periodic income is income received on a regular basis, but less frequently than monthly, such as quarterly, semiannually, annually or as a contract employee. Periodic income is averaged over the applicable period. Depending on the source, it can be counted as earned or unearned income. Lump-sum income is income received too infrequently or irregularly to be reasonably anticipated or received as a one-time payment; this includes income received less frequently than annually, such as every 24 months. When an individual has access to a lump-sum payment they choose to receive in monthly installments, it is still considered a lump sum. For SNAP, TANF, ERDC and REF/REFM, lump sum income is counted as a resource. Calculation methods Calculations are determined by the frequency of pay, the income type and how much of the income is counted monthly. If the applicant has stable income representative of future earnings, the prospective budgeting calculation is used. Prospective budgeting calculation ODHS|OHA will calculate income using provided income verification for at least one month’s recent earnings and converted as follows: • Monthly pay is the same amount with no conversion. • Once a week pay is converted to a monthly amount by multiplying by 4.3. • Twice a month pay (e.g., paid 15th and 30th of each month) is converted to a monthly amount by multiplying by 2. and • Every other week pay (e.g., paid every other Friday) is converted to a monthly amount by multiplying by 2.15. If the applicant’s earnings vary, the variable calculation is used. Variable budgeting calculation ODHS|OHA will process earnings in the following method when using the variable budgeting calculation: • Total at least a month’s worth of gross wage pay stubs or pay verification. • Divide the total by the number of pay periods represented. and • Convert the income as follows:
Monthly pay is the same amount with no conversion.
Once a week pay is converted to a monthly amount by multiplying by 4.3.