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229 (07/2026) Chapter 2:Eligibility • Section 5: Financial eligibility Resource limits A resource is something of value. Some resources are countable and some are excluded. Some resources are considered available and others are not. A resource is something an individual has legal interest in, the ability to sell or convert to cash (liquid resources, vehicles, life insurance, burial reserves, real property, annuities, trusts, etc.), and/or use for support and maintenance. Resources are considered when determining eligibility for most programs. An asset cannot be considered income and a resource in the same month; income received in one month is considered a resource the next month. Individual programs have different resource limits. Each program that considers resources when determining eligibility has specific limits to the amount of countable resources an individual can have access to, both at application and for ongoing eligibility. For more information about how to count the value of resources, click here for Treatment of specific assets. SNAP Resources can affect whether an individual or filing group is categorically eligible. Only non-categorically eligible need groups are required to meet the resource limit (see OAR 461-160- 0015). Categorically eligible need groups are assumed to meet resource limit requirements. In groups where some members meet categorical eligibility and others do not, the categorically eligible members’ resources are not considered in determining eligibility. This applies even if the resource is shared with a member who is not categorically eligible. Click here for Benefit calculation. TANF The resource limit for TANF is $10,000 for the financial group at both initial eligibility and for ongoing eligibility. ERDC The resource limit for ERDC is $1 million for all individuals at both initial eligibility and for ongoing eligibility. Resources are not verified for ERDC, and instead are self-reported only. REF The resource limit for the REF and REFM programs is $10,000 for the financial group at both initial eligibility and for ongoing eligibility. MSP All resources are excluded for MSP. OSIPM The resource limit for OSIPM is $2,000 for an individual and $3,000 for a need group of two at both initial eligibility and for ongoing eligibility.
The resource limit for OSIPM-EPD is $5,000.
People can meet OSIPM resource limits mid-month. This includes OSIPM-EPD. For example, if they have $2,500 in countable resources on the date of request and later that month provide verification their resources are $1,900, they are within resource limits for the month of the date of request.
Individuals who receive SSI or are deemed eligible for SSI under Section 1619(a) or (b) of the Social