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1235 (07/2026) Chapter 8: Examples • Chapter 8: Examples Each child is allocated $347 ($497 - $150) x 3 - $1041.00 Since $1,500 is more than $1041.00, all of the allocation comes from the unearned income leaving $509.00. $509.00 Earned Income + $900.00 Total income $1,401.00 Since $1,401.00 is more than $483.00, go to the next step. Step 1: Deeming Remaining Unearned Income $509.00 Unearned Income Exclusion - $20.00

Subtotal $489.00 Earned income $900.00

Earned Income deduction - $65.00

$835.00

½ Remaining Earned Income +$417.50 Deemed Income $906.50 $906.50 is less than the 2-person income standard for a couple for OSIPM, so Luisa is eligible. Use the DE3510 OSIPM Income Allocation and Deeming worksheet to calculate the allocation and/or deeming amounts and determine who is in the financial group. OSIPM Deeming income when a child applies Example 1: Parents have only earned income Bill Sanders is a child applying for OSIPM who lives with both parents and a brother and sister, neither of whom is applying for OSIPM. Bill’s parents earn $5,797.00 per month. Parents’ Earned Income $5,797.00 Allocation for 2 non-OSIPM Applicant Children (2 X $494.00) - $988.00 Remaining Earned Income $4,809.00 General Income Exclusion plus Earned Income Exclusion - $85.00 Remaining Earned Income $4,724.00 ½ Remaining Earned Income $2,362.00 Parental Living Allowance - $1,491.00 Deemed income $871.00