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1227 (07/2026) Chapter 8: Examples • Chapter 8: Examples MSP Amy’s countable self-employment income is $1800 - $670 in costs = $1130. This amount is used when calculating the adjusted income for MSP eligibility. OSIPM Amy’s countable self-employment income is $1800 - $670 in costs = $1130. This amount is used when calculating the adjusted income for OSIPM eligibility and liability. Individual program example(s) SNAP Example 1: Joe owns “Joe to Go Coffee Kart.” He started his business eight months ago and income, while low, has been consistent. We would use the last eight months to anticipate ongoing income. We would want to re-look at the income at renewal, and possibly at Periodic Report if the reported change meets the benchmark. Example 2: Betty gets $72,000 a year from rental income for duplexes she owns and rents out. She manages the duplexes at least 20 hours or more each week. She also has the following business costs: • Repairs (rentals only, not home) - 3,000 • Licenses, fees, advertising, and office supplies - 5,300 • Utilities (rentals only, not home) - 7,200 • Sanitary services - 2,500 • Mortgage - 24,000 • Property taxes and insurance – 3,100 Her rental income is considered self-employment, and because she has allowable business costs, she is given a 50 percent deduction of her self-employment income. $72,000 less 50 percent is $$36,000. ONE will divide this annual income by 12 to determine her monthly self-employment income. If this example, if Betty did not manage the property 20 hours or more a week, the income would be considered unearned income. However, she can deduct the allowable business costs from the $72,000.