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1198 (07/2026) Chapter 8: Examples • Chapter 8: Examples Example 3: Samantha lives in the home with her two children and grandchild, Kara (17), Tyler (10) and Kara’s son Mason (18 months). Samantha is working 40 hours during the week. Kara is working 20 hours a week after school and on weekends. What are the family’s options and whose income would count? Option 1: Samantha states that she watches Mason on the weekends and she needs child care for both Tyler and Mason while she is at work. She can apply as the caretaker for Kara, Tyler and Mason. Samantha’s income would count and her work hours would be used in determining how many child care hours to authorize. Kara’s earned income is excluded. Only Samantha’s work hours and commute time can be covered with the ERDC hours. Even when Kara is working on the weekend, Samantha is Mason’s caretaker and she cannot use ERDC to cover child care when she is not working. There are four in the ERDC group. Both Tyler and Mason would show on the billing form. Option 2: Samantha states that Kara is fully responsible for the care of Mason and the child care need is during Kara’s work hours only. Kara can apply as the caretaker for Mason. She would have her own ERDC case. Her earned income is now counted and the authorized child care hours are for the time she is working and commuting to and from work. The ERDC case is based on two in the ERDC group. REF Example 1: Serena and Anthony are an unmarried refugee couple who just arrived in the U.S. last week. Serena is 3 months pregnant by Anthony. Forming the group: Serena and Anthony if not married can each have their own filing group for REF cash until the pregnancy reaches the month before the due date. At that time they will need to apply for TANF together. Example 2: Husband Mohamud arrived in the US three months ago and is working full time. His wife Selena recently arrived in the U.S. last week and is now in the home with him. Forming the group: Mohamud and Selena are married and will be on the same REF cash case regardless whether Selena came later and Mohamud’s income and resources will be used to determine eligibility. Financial group Individual program example(s)