Page 1011

1011 Chapter 7:Worker guides • Section 1: Multiple program worker guides (07/2026) his pay check. HFW also offers a health insurance policy for him at a reduced rate since he is not a full-time employee. Decision: He is not self-employed. His income will be counted as EML. Examples of self-employment situations • Real estate agents; • Selling Avon, Mary Kay, Party Light, Pampered Chef, etc.; • Selling blood plasma; • Collecting and redeeming beverage containers; • Picking mushrooms, collecting firewood, picking brush, etc. for sale; Running a franchise (e.g., McDonald’s). Examples of non-self-employed jobs • Beautician hired by salon; • Jobs in which the person receives both wages/salary and commission; Incorporated businesses (SNAP, OSIPM and MSP only). Verifying self-employment status and income Independent contractor status should be verified. Acceptable verification includes: • A signed contract specifying this; • A 1099 (Miscellaneous Income) form issued by the business; • A narrated conversation with the employer. Income, including money from self-employment, must be verified for all programs. Acceptable proof of self-employment income includes: • Income tax return; • Check stubs or copies of contracts specifying payment schedule; • Self-employment bookkeeping records; • Copies of personal checking and savings account bank statements; • Copies of business account bank statements; • Proof of salary, stipend, allowance, donations or gifts received; • Copy of any contract or work agreement; • Statement from organization or business explaining access rights to an organization’s or business’ bank accounts. For SNAP, self-employed individuals with no records can be certified once without acceptable income verification. At the certification interview, explain to the individual that they must begin keeping income records and provide verification at renewal. By selecting ‘No Verification – Hardship’ as the verification type in ONE, the system will send the ONE-108 notice (proof of self-employment verification) which explains the requirement to provide income verification records..