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11 including a plan to ensure that recipients of the assistance have adequate access to their cash assistance.” Section 241.4 of Title 56 of Oklahoma Statutes (56 O.S. § 241.4) restricts the use of EBT transactions in the following businesses: Liquor store, casino, gambling casino or gaming establishment (with the exception of a grocery store that sells groceries, including stable foods per 7 U.S.C. § 2012, and also offers, or is located within the same building or complex as an establishment offering casino, gambling or gaming activities; or any other establishment offering casino, gambling, or gaming activities incidental to the principal purpose of the business). Other prohibited businesses include retail establishments that provide adult-oriented entertainment in which performers disrobe or perform in an unclothed state for entertainment; or retail establishment whose principal business is selling tobacco products. DHS informs applicants and recipients of this prohibition by including information about the prohibition in their Rights, Responsibilities, and Signature for Benefits, of the application; a poster displayed in the lobby of each county office, their benefit certification notice received by mail, and a sign sent to and displayed in identified prohibited businesses educating staff and customers that the DHS issued debit card in not accepted at their business. When it is determined the parent or caretaker violated these provisions, the TANF cash assistance payment standard is reduced by 25% for three months for the first violation; 35% for six months for the second violation; 50% for twelve months for the third violation; and permanently by deeming the parent or needy caretaker ineligible for TANF cash assistance benefits for subsequent violations. When the parent or needy caretaker is permanently deemed ineligible to receive TANF cash assistance for this reason and all other factors of eligibility are met, he or she may receive child only benefits. Ensuring EBT Access with No Charges and Access to Information about EBT Use Citation: 42 U.S.C. 602 (a)(1)(A)(viii) How the state will “Ensure that recipients of assistance provided under the State program funded under this part have access to using or withdrawing assistance with minimal fees or charges, including an opportunity to access assistance with no fee or charges, and are provided information on applicable fees and surcharges that apply to electronic fund transactions involving the assistance, and that such information is made publicly available.” Oklahoma DHS benefit recipients have adequate access to their funds through their assigned Mastercard debit card where they may withdraw funds through automated teller machines (ATM), point-of sale terminal (POS) or access to an online system for the withdrawal of funds or the processing of a payment for merchandise or service. The information on the fees is publicly available as flyers have been placed in all of the field offices which gives all the information on the debit cards including the fees. Also, all fees are included in the card mailer when an initial card or a replacement card is sent to the cardholder. This information will be given to anyone in the public who requests it. • Card holders will be able to use ATMS in the Money Smart network (Money PASS), i.e. ATMS in Wal-Mart. • MoneyPass ATM withdrawals –2 withdrawals free per month and $1.35 thereafter • Bill Pay system $.50 per request. • Mobile balance alert $.10 per request • Transfers to US Bank $1.75 per request • Split deposit between card and direct deposit through the portal