Resources owned jointly by separate households shall be considered available in their entirety to each household, unless it can be demonstrated by the applicant household that such resources are inaccessible to that household.
(i) Resources owned jointly by separate households shall be considered available in their entirety to each household, unless it can be demonstrated by the applicant household that such resources are inaccessible to that household. If the household can demonstrate that it has access to only a portion of the resource, the value of only that portion of the resource shall be counted toward the household's resource level. The resource shall be considered totally inaccessible to the household if:
(a)the resource cannot practically be subdivided;#
(a) the resource cannot practically be subdivided;
(b)the value of the resource is dependent upon the agreement of a joint owner to the liquidation of the resource; and#
(b) the value of the resource is dependent upon the agreement of a joint owner to the liquidation of the resource; and
(c)the joint owner refuses to participate in the liquidation of the resource.#
(c) the joint owner refuses to participate in the liquidation of the resource.