Page 18

18 $5,000, three banks or non-bank owned ATMs will be identified in the borders of a ZIP code or an adjacent ZIP code and one additional ATM location will be identified for each additional increment of $5,000 in daily cash issuance. If ATM locations do not exist within a ZIP code with cash issuances, the cash access requirement is met through POS or Point of Banking (POB) locations providing cash to EBT cardholders. • OTDA’s EBT vendor is required to maintain a database of retailers that provide cash back on EBT purchases made at POS terminals and cash back without a purchase requirement for EBT cardholders, as EBT POS transactions are always surcharge- free. The EBT vendor also maintains a list of currently participating ATM owners and their surcharge policies. The EBT vendor encourages all retailers authorized to accept SNAP benefits in the State of New York to participate in their EBT programs as cash-only and cash-back providers. • OTDA pays for the first two transaction fees per month per EBT cardholder, and the EBT cardholder pays for any monthly transactions other than the first two. To provide a financial incentive to OTDA’s EBT vendor to recruit surcharge-free ATMs for EBT cardholders, OTDA does not pay transaction fees on surcharged transactions. OTDA provides recipients of TANF funded assistance with information on applicable fees and surcharges that apply to electronic fund transactions involving TANF assistance, and OTDA makes such information publicly available.

TANF State Plan Effective Date: January 1, 2024.