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the Social Services Law, may enforce the repayment agreement in any manner available to a creditor. 4. A recipient of public assistance who is threatened with eviction or foreclosure or who is being evicted or whose property is being foreclosed upon for nonpayment of rent, mortgage or taxes incurred during a period for which a grant had been previously issued to the recipient may be provided with an advance allowance for rent, mortgage principal and interest payments or taxes in accordance with 18 NYCRR 352.11. Shelter arrears payments, including advance allowance payments, authorized under this paragraph are limited to a total period of six months once every five years unless the district determines at its discretion that additional shelter arrears payments are necessary based on the individual case circumstances. Advance investigation of the need for restricted payments must be conducted in accordance with 18 NYCRR Part 381. An allowance for rent, mortgage principal and interest payments or taxes which exceeds the appropriate local agency maximum monthly shelter allowance can be made only if all of the following conditions are met: i. notwithstanding 18 NYCRR 352.23(b), the recipient agrees to use all available liquid resources for the payment of shelter expenses necessary to prevent eviction or foreclosure; ii. the recipient demonstrates an ability to pay shelter expenses in the future, including any amounts in excess of the appropriate local agency maximum monthly shelter allowance; iii. the recipient agrees to future restriction of rent or mortgage payments; and iv. the recipient has not previously received an allowance in excess of the appropriate local agency maximum shelter allowance pursuant to this paragraph and, subsequent to receiving such allowance, requested discontinuation of restriction of the shelter payments to which he or she agreed pursuant to this paragraph. (h) Chattel mortgages or conditional sales contracts. If the furniture or household equipment of an applicant, who has not been a recipient of public assistance within the previous six months preceding his application, is essential to making his living accommodations habitable but are presently encumbered by a chattel mortgage or a conditional sales contract, every effort shall be made to defer, cancel or reduce payments on such chattel mortgage or conditional sales contract. If all such efforts fail, an allowance may be made for a compromise settlement of such payments or, if a compromise cannot be reached, for other essential payments; provided, however, that the compromise settlement or allowances must not exceed the cost of replacement. (i) Camp fees. When funds cannot be obtained from other sources, camp fees may be paid for children receiving FA and SNA not in excess of total cost of $400 per child per annum, in amounts not to exceed $200 per week. (j) [Reserved] (k) Additional needs because of pregnancy. A monthly allowance of $50 must be added to the appropriate monthly grant and allowance of a needy pregnant woman beginning with the fourth month of pregnancy or the month in which medical verification of the pregnancy is presented to the district, whichever is later. (l) [Reserved]