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MAABD MAABD MAABD MAABD MAABD MAABD MAABD MAABD Division of Welfare and Supportive Services E-410 Medical Assistance Manual RESOURCES 24 Sept MTL 04/24 TYPES OF RESOURCES (not all inclusive) BANK ACCOUNTS (Cont’d)

BANK ACCOUNTS (Cont'd)

The customer has successfully disproved ownership for all months of requested coverage when proof from the financial institution shows: 1) the customer’s name has been removed from the joint account; OR 2) access to the account has been restricted and the funds are not available to the customer; OR 3) the account has been changed so only the customer’s money is in the account.

If the customer can show they are in the process of removing their name from the account, but the action cannot be completed for a time due to a specified reason, the customer has successfully disproved ownership. The case manager should set a future action alert to verify the account was closed/name removed.

Example: Customer and daughter are joint account owners. The customer’s SSA is directly deposited into the account. Customer disproves ownership of the account and provides a statement from Social Security she has requested her check go directly to another account in her name and a statement from the bank requesting the removal of her name from the account. The statement from the bank indicates they will not remove her name until Social Security gets the direct deposit transferred to the other account, which will take approximately two months. If all other criteria are met, the account is successfully disproved. The case would be processed, and the case manager should set a future action alert to verify the removal of her name from the account.

In cases where the customer did not successfully disprove ownership, notify the customer in writing that ownership was not disproved and explain how income and resources are being evaluated.

F. Customer Does Not Disprove Ownership

The account will be considered the customer’s resource.

Verification: (not all inclusive)

- For public guardianship cases only, the ledger card (aka PA Transaction Journal, PA Journal Report or PA Transaction Report) is the primary source for verifying liquid resources. - Copy of bank statement - Copy of deposits and withdrawals - Copy of canceled checks