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MEDICAL MEDICAL MEDICAL MEDICAL MEDICAL MEDICAL MEDICAL

INCOME TYPE DESCRIPTION

Division of Welfare and Supportive Services E-3007 Medical Assistance Manual TYPES OF EARNED AND UNEARNED INCOME 14 Mar 01 MTL 14/01 BANK ACCOUNTS (Cont’d)

G. Disproving Ownership

If an individual wishes to disprove ownership, obtain his or her statement on Form 2615: ● who owns the funds;

● why there is a joint account; ● who has made deposits to and withdrawals from the account; and

● how withdrawals have been spent.

A copy of a financial institution record such as a passbook, or bank statements which show the deposits, withdrawals, and interest for the period of time they are rebutting ownership. Proof of deposits, source of deposits, withdrawals, and how withdrawals were spent is required.

Any unidentified deposits, deposits identified as the client’s income and all withdrawals made by the client in excess of his/her own income, will be considered the client’s income in that month.

Vendor payments made on behalf of the client by the other account holder and loans made by the account holder to the client are not considered the client’s income.

The client has successfully disproved ownership when proof from the financial institution shows: 1) the client’s name has been removed from the joint account; OR 2) access to the account has been restricted and the funds are not available to the client; OR 3) the account has been changed so only the client’s money is in the account.

If the client can show they are in the process of removing their name from the account, but the action cannot be completed for a time due to a specified reason, the client has successfully disproved ownership. The case should be future actioned to verify the account was closed/name removed.