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MEDICAL MEDICAL MEDICAL MEDICAL MEDICAL MEDICAL MEDICAL

INCOME TYPE DESCRIPTION

Division of Welfare and Supportive Services E-3005 Medical Assistance Manual TYPES OF EARNED AND UNEARNED INCOME 14 Mar 01 MTL 14/01

BANK ACCOUNTS (Cont’d)

B. Shared Ownership (joint account)

Account holders are: - married couples - parent and minor child

When deeming applies in determining eligibility for the coverage group (e.g., Public Laws, institutional less than 30 days, etc.), rebutting ownership is NOT REQUIRED because deeming income takes precedence.

Account holders are not: - married couples - parent and minor child

All deposits to the account will be presumed available to the client unless the client can successfully prove all or part of the funds are not his/hers. Exception: when the client is acting as an agent for the other account holder(s).

If a bank account is owned jointly by more than one TANF/SSI/Medicaid applicant/recipient, any income deposited into the account is considered income to the person who is named payee by the source of payment. If more than one person is named payee, divide the amount equally among those named by the payment source.

Inform the individual: (using Form-2614) 1. The deposits in the account belong to the applicant/recipient. 2. The implications are: All deposits are countable income when determining Medicaid eligibility. 3. Of his/her right to provide evidence re-butting the ownership if he/she disagrees.

If an account holder is a minor or incompetent, at least one account holder and a third party who has knowledge of the circumstances surrounding the establishment of the joint account must complete the form.