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Unearned Income - income received without performing work-related activities, including benefits from other programs. Universal Life - life insurance which may or may not have a cash surrender value. Unusual Medical Expense (UME) - The VA considers unusual medical expenses when determining some needs-based pension and compensation payments. Unusual medical expenses may include expenses of the veteran or surviving spouse and any dependents of that individual. Unusual medical expenses may result in a lump sum payment, an increase in the ongoing VA pension or compensation payment, or both. Vendor Payments - payment made directly to the customer’s creditor or person providing the service by a person or organization outside the household. Veteran's Administration (VA) - the entity that administers veteran's benefits. Whole Life Insurance — life insurance policy that has a cash surrender value. Loans may be taken out against whole life policies. Withdrawal - a voluntary written retraction of an application. A-210 ACRONYMS A&A Aid and Attendance AAU Administrative Adjudications Unit ACA Affordable Care Act ADSD Aging and Disability Services Division AGCF Adult Group Care Facility - Aid codes GC & HG AMPS Application Modernization & Productivity Services APTC Advance Payments of the Premium Tax Credit AR Authorized Representative AU Assistance Unit BE Best Estimate Bendex Beneficiary Data Exchange BDA Bureau of Disability Adjudication - Rehabilitation Division BIA Bureau of Indian Affairs Division of Welfare and Supportive Services Medical Assistance Manual DEFINITIONS AND ACRONYMS MTL 10/24 Nov 24 DEFINITIONS AND USE OF TERMS A-200