10:87-4.4 Jointly owned resources

(a) Resources held jointly by separate households shall be considered available in their entirety to each household, unless it can be demonstrated by the applicant household that such resources are inaccessible to that household. If the household can demonstrate that it has access to only a portion of the resources, only the value of that portion shall be counted toward the household's resource level. (b) The resource shall be considered totally inaccessible to the household if the resource cannot be practically subdivided and the household's access to the value of the resource is dependent on the agreement of a joint owner who refuses to comply. For the purpose of this subsection, excluded household members (as described in N.J.A.C. 10:87-2.3(c)) residing with the household shall be considered household members. (c) Resources of residents of shelters for battered women and children shall be considered inaccessible if: 1. The resources are jointly owned by such persons and by a member(s) of their former household; and 2. The shelter resident's access to the value of the resources is dependent on the agreement of a joint owner.