New Jersey Resident Income Tax Return Division use 1 2

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7 2025 NJ-1040 Your Social Security Number (required)

- - Spouse’s/CU Partner’s SSN (if filing jointly)

- - County/Municipality Code (See Table page 52)

Fill in if federal extension filed. Fill in if the address above is a foreign address. Fill in if your address has changed. Part-year residents, provide months/days you were a New Jersey resident during 2025: From: M M / D D / 2 5 To: M M / D D / 2 5

Digital Assets Did you (or your spouse/CU partner) receive (as a reward, award, or payment for property or services); or sell, exchange, or otherwise dispose of a digital asset in 2025 (or a financial interest in a digital asset)? (See instructions.) Yes No Filing Status Fill in only one. 1.

Single 2.

Married/CU Couple, filing joint return 3.

Married/CU Partner, filing separate return - -

Enter spouse’s/CU partner’s SSN 4.

Head of Household 5.

Qualifying Widow(er)/Surviving CU Partner

Indicate the year of your spouse’s/CU partner’s death: 2023 or 2024 Exemptions Fill in the ovals that apply. You must enter a total in the boxes to the right and complete the calculation.

Spouse/ Domestic 6. Regular............................... Self CU Partner Partner................

x $1,000 = 7. Senior 65+ (Born

in 1960 or earlier)............... Self Spouse/CU Partner...........................................

x $1,000 = 8. Blind/Disabled.................... Self Spouse/CU Partner...........................................

x $1,000 = 9. Veteran................................ Self Spouse/CU Partner............................................

x $6,000 = 10. Qualified Dependent Children............................................................................................................

x $1,500 = 11. Other Dependents..............................................................................................................................

x $1,500 = 12. Dependents Attending Colleges (See instructions)............................................................................

x $1,000 = 13. Total Exemption Amount (Add totals from the lines at 6 through 12)..................................................13. , . 14. Dependent Information. Provide the following information for each dependent. No Health Last Name, First Name, Middle Initial Social Security Number Birth Year Insurance

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- -

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Affix preprinted label below ONLY if the information is correct. Last Name, First Name, Initial (Joint Filers enter first name and middle initial of each. Enter

spouse’s/CU partner’s last name ONLY if different.) Home Address (Number and Street, including apartment number) City, Town, Post Office State ZIP Code Fiscal year filers only: Enter month of your year end M M 2026 For Privacy Act Notification, See Instructions 5R .

Name(s) as shown on Form NJ-1040 Your Social Security Number 15. Wages, salaries, tips, and other employee compensation (State wages from Box 16 of enclosed W-2(s)) (See instructions) ....................................................... 15. , , . 16a. Taxable interest income (Enclose federal Schedule B if over $1,500) (See instructions)................................................................................................... 16a. , , . 16b. Tax-exempt interest income (Enclose schedule)

(See instructions) Do not include on line 16a............................................16b. , , . 17. Dividends................................................................................................................. 17. , , . 18. Net profits from business (Schedule NJ-BUS-1, Part I, line 4) (Enclose federal Schedule C).................................................................................. 18. , , . 19. Net gains or income from disposition of property (Schedule NJ-DOP, line 4).......... 19. , , . 20a. Taxable pension, annuity, and IRA distributions/withdrawals (See instructions)......20a. , , . 20b. Excludable pension, annuity, and IRA distributions/withdrawals (See instr).20b. , , . 21. Distributive Share of Partnership Income (Schedule NJ-BUS-1, Part II, line 4) (Enclose Schedule NJK-1 or federal Schedule K-1)................................................ 21. , , . 22. Net pro rata share of S Corporation Income (Schedule NJ-BUS-1, Part III, line 4) (Enclose Schedule NJ-K-1 or federal Schedule K-1)............................................... 22. , , . 23. Net gains or income from rents, royalties, patents, and copyrights (Schedule NJ-BUS-1, Part IV, line 4) ...................................................................... 23. , , . 24. Net gambling winnings (See instructions)................................................................ 24. , , . 25. Alimony and separate maintenance payments received......................................... 25. , , . 26. Other (Enclose documents) (See instructions)........................................................ 26. , , . 27. Total Income (Add lines 15, 16a, 17 through 20a, and 21 through 26)............ 27. , , .

28a. Pension/Retirement Exclusion (See instructions)...................................... 28a. , . 28b. Other Retirement Income Exclusion (See Worksheet D and instructions pages 20–21)..........................................................................28b. , . 28c. Total Exclusion Amount (Add lines 28a and 28b) ...................................................................28c. , . 29. New Jersey Gross Income (Subtract line 28c from line 27) (See instructions)............................................................................................. 29. , , . 30. Exemption Amount (Enter amount from line 13. Part-year residents see instr.)...........................30. , . 31. Medical Expenses (See Worksheet F and instructions)...............................................................31. , . 32. Alimony and separate maintenance payments (See instructions).............................................32. , . 33. Qualified Conservation Contribution..........................................................................................33. , . 34. Health Enterprise Zone Deduction.............................................................................................34. , . 35. Alternative Business Calculation Adjustment (Schedule NJ-BUS-2, line 11).............................35. , . 36. Organ/Bone Marrow Donation Deduction (See instructions).....................................................36. , . 37a.

NJBEST Deduction , .

b. NJCLASS Deduction , .

c. NJ Higher Ed. Tuition Ded. , . 38. Total Exemptions and Deductions (Add lines 30 through 37c)..........................................38. , , . 39. Taxable Income (Subtract line 38 from line 29)................................................ 39. , , . 40a. Total Property Taxes (18% of Rent) Paid (See instructions page 25)......40a. . , , . 40b. Indicate your residency status during 2025 (fill in only one oval)................. Homeowner Tenant Both 41. Property Tax Deduction (From Worksheet H) (See instructions).......................................................41. , . Page 2

Name(s) as shown on Form NJ-1040 Your Social Security Number 42. New Jersey Taxable Income (Subtract line 41 from line 39)..........................42. , , . 43. Tax on amount on line 42 (Tax Table page 54)...........................................................43. , , . 44. Credit For Income Taxes Paid to Other Jurisdictions (Enclose Schedule NJ-COJ) (See instructions)......................

44. , , . 45. Balance of Tax (Subtract line 44 from line 43)............................................................45. , , . 46. Sheltered Workshop Tax Credit.................................................................................................. 46. , . 47. Gold Star Family Counseling Credit (See instructions)............................................................... 47. , . 48. Credit for Employer of Organ/Bone Marrow Donor (See instructions)........................................ 48. , . 49. Total Credits (Add lines 46 through 48)....................................................................................... 49. , . 50. Balance of Tax After Credits (Subtract line 49 from line 45) If zero or less, make no entry.....................................50. , , . 51. Use Tax Due on Internet, Mail-Order, or Other Out-of-State Purchases (See instructions) If no Use Tax, enter 0.00................................................................................ 51. , . 52. Interest on Underpayment of Estimated Tax............................................................................... 52. , .

Fill in if Form NJ-2210 is enclosed 53a. Fill in oval if anyone in your tax household does not currently have health insurance. (Enclose NJ-EZ Enroll form)(See instructions) ................................................................................. 53b. If you indicated at line 53a that someone in your tax household does not have health insurance, fill in oval to allow Get Covered New Jersey to help you obtain coverage.......................

(See instructions) 53c. Shared Responsibility Payment (See instructions)................................................................... 53c. , .

REQUIRED Enclose Schedule NJ-HCC and fill in 54. Total Tax Due (Add lines 50 through 53c) ...............................................................54. , , . 55. Total NJ Income Tax Withheld (Enclose Forms W-2 and 1099)(Part-year residents, see instr.)...............................55. , , . 56. Property Tax Credit (See instructions page 25)..........................................................................................................56. . 57. New Jersey Estimated Tax Payments/Credit from 2024 tax return...........................57. , , . 58. New Jersey Earned Income Tax Credit (See instructions).........................................................................58. , .

Fill in if you had the IRS calculate your federal earned income credit

Fill in if you are a CU couple claiming the NJ Earned Income Tax Credit 59. Excess New Jersey UI/WF/SWF Withheld (Enclose Form NJ-2450) (See instructions)............................59. , . 60. Excess New Jersey Disability Insurance Withheld (Enclose Form NJ-2450) (See instructions)................60. , . 61. Excess New Jersey Family Leave Insurance Withheld (Enclose Form NJ-2450) (See instructions).........61. , . 62. Wounded Warrior Caregivers Credit (See instructions).............................................................................62. , . 63. Pass-Through Business Alternative Income Tax Credit (See instructions)...............63. , , . 64. Child and Dependent Care Credit (See instructions)................................................................................64. , .

Fill in if you are a CU couple claiming the Child and Dependent Care Credit 65. New Jersey Child Tax Credit (See instructions).......................... # of dependents age 5 or younger on 12/31/25

....................65. , . 66. Total Withholdings, Credits, and Payments (Add lines 55 through 65)................66. , , . 67. If line 66 is less than line 54, you have tax due. Subtract line 66 from line 54 and enter the amount you owe.................................... 67. , , .

If you owe tax, you can still make a donation on lines 70 through 77. Page 3 Enter Code

Name(s) as shown on Form NJ-1040 Your Social Security Number 68. If the total on line 66 is more than line 54, you have an overpayment. Subtract line 54 from line 66 and enter the overpayment..........................................68. , , . 69. Amount from line 68 you want to credit to your 2026 tax...........................................69. , , . 70. Contribution to N.J.

Endangered Wildlife Fund....................................... $10 $20 Other......................................................70. . 71. Contribution to N.J. Children’s Trust Fund To Prevent Child Abuse................................. $10 $20 Other......................................................71. . 72. Contribution to N.J. Vietnam Veterans’ Memorial Fund........................................ $10 $20 Other......................................................72. . 73. Contribution to N.J. Breast Cancer Research Fund........................................... $10 $20 Other......................................................73. . 74. Contribution to U.S.S. New Jersey Educational Museum Fund..................................... $10 $20 Other......................................................74. . 75. Other Designated Contribution Enter Code

(See instructions).................................................... $10 $20 Other

75. . 76. Other Designated Contribution Enter Code

(See instructions).................................................... $10 $20 Other

76. . 77. Other Designated Contribution Enter Code

(See instructions).................................................... $10 $20 Other

77. . 78. Total Adjustments to Tax Due/Overpayment amount

(Add lines 69 through 77).......................................................................................78. , , . 79. Balance due (If line 67 is more than zero, add line 67 and line 78).......................79. , , .

Fill in if paying by e-check or credit card 80. Refund amount (If line 68 is more than zero, subtract line 78 from line 68).........80. , , . Gubernatorial Elections Fund Do you want to designate $1 to the Gubernatorial Elections Fund? You Yes

No If joint return, does your spouse/CU partner want to designate $1? Spouse/CU Partner Yes

No This does not reduce your refund or increase your balance due. Signature Under penalties of perjury, I declare that I have examined this Income Tax return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. If prepared by a person other than the taxpayer, this declaration is based on all information of which the preparer has any knowledge. (N.J.S.A. 2C:28-1)

Your Signature Date Spouse’s/CU Partner’s Signature (required if filing jointly) Date Page 4 Keep a copy of this return and all supporting documents for your records.

I authorize the Division of Taxation to discuss my return and enclosures with my preparer (below). Fill in if death certificate is enclosed. Fill in if you do not want a paper form next year. Paid Preparer’s Signature (Fill in if NJ-1040-O is enclosed) Federal Identification Number

Firm’s Name Firm’s Federal Employer Identification Number

Driver’s License Number (Voluntary) (See instructions) Refund or No Tax Due Address Mail to: State of New Jersey Division of Taxation Revenue Processing Center – Refunds PO Box 555 Trenton, NJ 08647-0555 Tax Due Address Enclose payment along with the NJ-1040-V payment voucher and mail tax return to: State of New Jersey Division of Taxation Revenue Processing Center – Payments PO Box 111 Trenton, NJ 08645-0111 Include Social Security number and make check or money order payable to: State of New Jersey – TGI You can also make a payment on our website: nj.gov/taxation