Home Equity Limit 510-05-70-27

(Revised 1/1/2026 Release 26.1 )

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( N.D.A.C. Section 75-02-02.1-27 )

The Deficit Reduction Act of 2005 established limits on the home equity an individual may have and still qualify for coverage of nursing care services through Medicaid.

Applicants or recipients who apply for Medicaid coverage on or after January 1, 2026 are not eligible for coverage of nursing care services (which include HCBS) if the individual’s equity interest in the individual’s home exceeds $752,000 ($730,000 in 2025). The applicant or recipient may, however, be eligible for other Medicaid benefits.

This provision does not apply if one of the following individuals lives in the home:

A spouse; A son or daughter who is under age twenty-one; or A son or daughter of any age who is blind or disabled.

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Home Equity Limit 510-05-70-27

Official source

(Revised 1/1/2026 Release 26.1 )

View Archives I

( N.D.A.C. Section 75-02-02.1-27 )

The Deficit Reduction Act of 2005 established limits on the home equity an individual may have and still qualify for coverage of nursing care services through Medicaid.

Applicants or recipients who apply for Medicaid coverage on or after January 1, 2026 are not eligible for coverage of nursing care services (which include HCBS) if the individual’s equity interest in the individual’s home exceeds $752,000 ($730,000 in 2025). The applicant or recipient may, however, be eligible for other Medicaid benefits.

This provision does not apply if one of the following individuals lives in the home:

A spouse; A son or daughter who is under age twenty-one; or A son or daughter of any age who is blind or disabled.