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I. Private Disability or Unemployment Benefits

1. Definition - Benefits paid by private insurance plans for persons incapacitated/unemployed.

2. At application and review, explore the potential benefits for each budget unit member. If receipt of benefits is denied, but the a/b is disabled and has a history of employment, contact the employer to determine benefit potential/amount and duration.

a. Verification sources:

1) Contact the payer of the benefit.

2) Current check or award letter. However, an increase may have occurred since the date of the letter.

b. Count the gross monthly benefit amount received by each budget unit member.

J. Sick Pay

Payment made to an employee by an employer or a private third party for sickness or accident disability.

1. Count any payments for sickness and accident disability which continues for more than 6 months after work stopped because of sickness or disability, or sick pay which is paid from the employee's own contributions.

2. Payments during the first 6 months are earned income unless paid from the employee's own contributions.

3. Verification sources

a. Contact the employer.

b. Current check.

4. Count the gross monthly amount of sick pay for each budget unit member.

K. Trade Readjustment Benefits

Definition - Benefits for persons who have lost their job because of imports and the federal government has approved their petition for assistance. Persons can only