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(4) The operational expenses paid by the a/b on the non-income producing portion of a parcel (i.e., taxes, insurance) must be deducted from the gross income when determining if the 6% requirement is met. 6. Applying the 6% Test When There Are Multiple Pieces of Property/Multiple Income Producing Activities a. Total the equity value of all properties producing income. b. Regardless of the amount of income produced, subtract $6,000 from the total equity value. Add this amount to the value of other countable resources. (1) If the total is over the reserve limit do not determine how much income the various properties produce. The a/b is ineligible due to excess resources even with $6,000 deducted from the equity of income producing property. (2) If the total does not exceed the resource limit, proceed to determine which individual properties meet the 6% income test. c. If verification specifies the amount received for each piece of property, total the amounts received for a piece and compare to the 6% amount required for that piece. d. If verification does not specify the amount received for each piece, the a/b must provide a statement specifying the amount of income to apply to each piece. e. If two or more individuals make payments for portions of a piece of property to the a/b and their statements do not identify separate amounts, the a/b must specify the amount of income from each person to apply to each piece. f. Use the statements to determine if the property meets the 6% criteria. NOTE: While the a/b’s statement is not acceptable for the amount of income received, it is acceptable for apportioning the income among separate pieces of property. EXAMPLE: The applicants are a married couple over age 65. They own 2 separate pieces of land not contiguous to their home site. Each piece contains woodland and farmland. Two individuals rent different parts of the 2 pieces of land. Each renter pays one amount for all the land he rents. #1 rents the farmland on both pieces for $300 annually and #2 rents the woodland on both parcels for $250 annually. As part of the agreement they also pay the taxes on the properties. There are no other expenses. The rental statements do not specify an amount of rent for each piece of 62