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North Carolina Department of Health and Human Services Division of Health Benefits Medicaid Eligibility Unit AGED, BLIND AND DISABLED MEDICAID MANUAL MA-2230 FINANCIAL RESOURCES REVISED 06/30/2026– CHANGE NO. 09-26 I. POLICY PRINCIPLES Resources are an important factor in determining Medicaid eligibility. Countable resources are compared to a limit established by federal law. An applicant/beneficiary (a/b) is ineligible for Medicaid if countable resources exceed the resource limit or the “reserve” limit. The DMA-5030, Reserve History Sheet must be used to document resources at application, change in situation and at redeterminations. A. Resource Policy Rules 1. Resources Resources are all financial assets that a Medicaid a/b or a person who is financially responsible for him: a. Owns, or has the right, authority, or power to convert to cash, and b. Are legally available for the a/b’s support and maintenance. 2. Resource Eligibility Determination When determining Medicaid eligibility, some assets are countable resources and others are excluded. Always verify resources, determine their availability and whether available resources are countable. 3. Resource Limits To qualify for Medicaid, the a/b’s countable resources must be equal to or less than the limits listed below: Number of Persons M-AABD, C. N. M Resource Limit N-QB (Q/B/E) Resource Limit M-WD Resource Limit HCWD Resource Limit Individual $2,000 Refer to MA-2252 $4,000 Minimum Community Spouse Resource Allowance (see MA-2231) Couple $3,000 NON-MAGI MEDICAID INCOME/ RESERVE LIMITS $6,000 4. First Moment Verify the value of countable liquid resources (see definition in B.3. below) as of the first moment of the month. Increases of resources during the month do not affect eligibility for month of increase. 1