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contract for deed, lawsuit settlement, mineral rights, etc.) to determine whether it is a countable resource. BASIC MAINTENANCE ITEMS: Basic maintenance items, also known as, household goods and personal effects, are excluded. The items are essential for day-to-day living such as clothes, jewelry, furniture, and other similar items of value including a home computer and satellite TV dish. BONDS: Bonds including United States savings bonds and Treasury bills, notes, and bonds are countable. Contact a securities dealer to determine the value of a government bond. A value of the bond can be provided if the bond can be cashed. NOTE: If the bonds are physically held by a joint owner refusing to surrender possession of the bonds to the household, the bonds are inaccessible and are excluded because the bonds must be presented to cash them. BURIAL EXCLUSIONS: One accessible bona fide, pre-paid funeral agreement per household member up to $1,500 is excluded. In the event the equity value exceeds $1,500, for whatever reason, only the amount above $1,500 including interest is counted. If a burial contract is inaccessible, it is treated in the same manner as an inaccessible trust fund (SNAP 402-3). BURIAL SPACE/PLOT: The value of one burial space for each filing unit member is excluded. BUSINESS ASSET DEVELOPMENT ACCOUNT: BADA is excluded. The account must be restricted as follows: 1. Established in the name of the individual and Capital Opportunities or other lending agency. 2. Used for business development such as purchase of assets, operation, maintenance, etc. 3. Funds disbursed by direct vendor payments; and, 4. Any funds disbursed to the individual must be counted as a resource in the month received and any other assets counted according to current policy if the business fails. BUSINESS CHECKING ACCOUNT: Money in a business checking account is a countable resource, but the self-employment funds prorated as income are excluded as a resource. The self-employment funds prorated as income retain their exclusion for the time they are prorated as income even if the funds are commingled. CAMPER: Campers not manufactured with the intent of providing transportation such as camper trailer, pick-up topper, etc. are excluded. CASH ON HAND: