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Resources are accessible when the non-CE or non-ECE household member is not restricted from accessing the resources regardless of who deposited the funds. DISPUTED ACCESSIBILITY: Accessibility of the resource must be evaluated when the resource is jointly owned, or the household rebuts ownership and/or accessibility. Verification such as bank statements, agreements, deeds, titles, or other collateral statements of ownership and/or accessibility is required. The household member’s statement alone is not sufficient verification. INACCESSIBLE RESOURCES: A resource is considered inaccessible if the sale or disposition is not likely to produce any significant return. When determining whether the resource is likely to produce a significant return, consider the ownership interest, the cost of selling, and the market value. A resource is identified inaccessible if its sale or other disposition is unlikely to produce any significant amount of funds for the support of the household. NOTE: This provision does not apply to stocks, bonds, and other negotiable financial instruments. Significant Return is any return estimated to be more than $1,500 after estimated costs of sale or disposition and considering the ownership interest of the household. Significant Amount is funds amounting to more than $1,500. NOTE: Verification of inaccessibility or value of the resource is not required unless the information provided is questionable. EQUITY VALUE: Subtract the amount owed from the fair market value of the resource to determine equity value. Only the equity value of an accessible resource is counted toward the resource limit. EXCLUDED RESOURCES: Excluded funds kept in a separate account retain the resource exclusion if they remain in a separate account. COMMINGLED EXCLUDED & NON-EXCLUDED FUNDS: Excluded funds commingled with non-excluded funds retain their exemption for six months from the date they are commingled (deposited). After six months from the date of commingling, all funds in the account are counted as a resource. FUNDS PRORATED AS INCOME: Only self-employment and educational funds prorated as income retain their exclusion for the time they were prorated as income even if the funds are commingled. Effective Date: April 18, 2023