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UNCOMPENSATED VALUE—The current market value of a resource minus the amount of compensation received by the individual in exchange for the resource (if less than the current market value). UNEARNED INCOME—All money received that is not earned by providing goods or services (work). Unearned income includes, but is not limited to gifts, Social Security benefits, Veterans’ benefits, Workers’ Compensation payments, Unemployment Compensation payments, and returns from capital investments in which the individual himself is not actively engaged. UNPAID PRINCIPAL—The amount that remains to be paid on an agreement or loan. UTILITIES—The services provided for water, sewer, electricity, garbage, telephone, and heating fuel. V VISTA—Volunteers in Service To America VR—Vocational Rehabilitation VALID LOAN—A loan where the borrower expresses either orally or in writing an obligation to repay the lender. Repayment cannot be contingent on the occurrence of an uncertain event. VEHICLE—Any conveyance used to provide transportation. VENDOR—The person or business that provides goods or services. See also, “Provider.” VERIFY—To check, confirm or establish whether a statement or condition is true or accurate by obtaining a copy, viewing a copy or obtaining a verbal description of the evidence. VERIFY LAWFUL PRESENCE (VLP) - Interface with the Department of Homeland Security that verifies immigration status for Medicaid/ HMK applicants. W WIC--Women, Infants and Children Program WIOA--Workforce Innovation and Opportunity Act WAGES—Payment for services to a worker; remuneration on an hourly, daily, or other periodic basis or by the piece. WARRANT--The written document (check) that authorizes the State of Montana to pay the stated amount to the specified person and which authorizes receipt of the payment. WHOLE LIFE INSURANCE POLICY—One of two basic types of life insurance policies where the owner pays premiums during his/her lifetime and the insurer pays the face value of the policy to the beneficiaries upon the death of the insured. Usually has a cash surrender value after a period of time. Also referred to as “straight life” insurance. WHITE—A person having origins in any of the original peoples of Europe, the Middle East, or North Africa. WINDFALL—See lump sum payment. X Y Z Revised Date: 07/01/2026