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IDENTIFICATION (ID) CARD—A hard plastic card that identifies the bearer and gives a provider access to Medicaid eligibility information for that person. Possession of the card does not guarantee that the individual is Medicaid eligible. INCAPACITY—A physical or mental defect, illness or impairment which is sufficiently serious as to eliminate or substantially reduce an* individual’s ability to function for day- to-day activities or employment. INCARCERATION—The condition of being in prison or city/county jail, a half-way house under the control of the corrections system, or a secure residential treatment facility as required by court order. INCOME—Money (earned or unearned) received from any source. INCOME GENERATING PROPERTY –Countable liquid resources, such as annuities, savings accounts, and CDs that generate dividends, interest, or other passive income without the active participation of the owner. ‘Income generating property’ is a characteristic of the property that is used in CHIMES to connect a resource to the income it generates. INCOME-PRODUCING PROPERTY—Non-liquid real or personal property that, in and of itself, produces income. For example, rental property is normally considered income- producing property. ‘Income producing property’ is a characteristic of property that is used in CHIMES to connect a resource to the income it generates, as well as triggering the 6%/$6000 resource exclusion test (see MA 402-1). INCUR—To become liable for something. INCURMENT—See Spend Down INDEMNITY INSURANCE POLICY—An insurance policy that pays a flat amount per day or per incidence only because a specific incident takes place (such as hospitalization or institutionalization), and not dependent on the insured incurring a financial obligation or expense due to the incident. INDEPENDENT LIVING ARRANGEMENT—A living arrangement where the person is self- sufficient and does not rely upon another person or an institution to provide his/her food and/or shelter. INDIAN LAND--Property owned jointly by the tribe or property that can be sold only with the permission of other individuals, the tribe or the Bureau of Indian Affairs. INDIAN TRUST LAND—Reservation land, held in government trust status, owned by either the tribal governing body or individual tribal members. The land may be used by the individual owner or leased to others for farming, grazing, mineral extraction or other uses. The land cannot be sold without BIA and/or tribal approval. INDIVIDUAL INDIAN MONEY (IIM) ACCOUNTS—Accounts, similar to bank accounts, that are administered and maintained by the Bureau of Indian Affairs (BIA) Area Office or a designated agency on the reservation. The designated official at each agency can restrict IIM Accounts. INDIVIDUAL RETIREMENT ACCOUNT (IRA)—A tax-deferred pension or plan which sets aside money now for the needs of the person after retirement. INELIGIBLE—Not entitled to receive benefits; does not meet one or more of the specified non-financial or financial eligibility requirements.