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FEDERAL POVERTY LEVEL (FPL) - The income level published each year by the U.S. Department of Health and Human Services to determine poverty guidelines. FEE PATENT LAND—Land located on an Indian Reservation, but not under the control of the tribe or any other government entity. The landowner may or may not be Native American. When fee-patent land is to be sold, the tribe must always be given the first opportunity to purchase the land. If the tribe declines the right to purchase, the owner does not need the permission of the tribe or BIA in order to sell the property and may sell it to anyone (does not have to be purchased by someone of Native American descent). Fee patent land is taxable land. FEDERALLY FACILITATED MARKETPLACE (FFM)—Federal website where consumers can apply for insurance and insurance affordability programs. Also known as the Marketplace. FILING UNIT—Those individuals whose income and resources must be considered in eligibility determination. Not all members of the filing unit may be included in the assistance unit and may not receive benefits. FINALIZE—In CHIMES, final authorization of a Medicaid determination resulting in issuance of benefits, denial of a request for coverage or closure of on-going eligibility. FOUNDATION—Mountain Pacific Quality Health Foundation. The Foundation is the contractor to Montana Medicaid for both nursing home level-of-care screening and Medicaid travel. Also known as MPQHF. FULL BENEFIT DUAL ELIGIBLE—An individual who is receiving both Medicare benefits (Part A and/or B) as well as a “full” Medicaid benefit (e.g. “regular Medicaid benefits”). G GARNISHMENT—A legal action to deduct a specified amount of money from an individual’s wages, unemployment compensation or other income to satisfy a creditor. GENERAL EQUIVALENCY DIPLOMA (GED) - Training provided to individuals who require a high school education or its equivalent, to obtain appropriate employment. The training prepares the individual for the GED test for a high school equivalency certificate. GOOD CAUSE—An acceptable reason for an individual's action that overrides the penalty of that action. This reason applies to asset transfers, cooperation with CSED, Program Compliance, Third Party Liability, etc. GRANTOR—The entity that creates a trust. The grantor may be a person, court or administrative body with legal authority to act on behalf of an individual. The grantor may be acting at the direction or request of an individual (aka donor or trustor). GROSS EARNED INCOME—The total money the person is entitled to receive prior to any deductions including garnishment. GUARDIAN – An adult appointed by the court to care for and make personal decisions for a dependent child or disabled individual who cannot care for themselves. H HELP— Medicaid coverage program for persons as authorized at Title 53, chapter 6, part 13, MCA, and 42 U.S.C. 1315 (2015), 42 U.S.C. 1396d(y) (2015), and other applicable state and federal authorities for those persons who are eligible for the HELP Program as authorized under 42 U.S.C. 1396a(a)(10)(A)(i)(VIII) (2015).