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Montana Department of Public Health & Human Services July 7, 2018 Human & Community Services Page 8 of 14 Income Table for Non-TANF Child Care Scholarships Income Type Count EXCEPTION: If the individual provides verification that the payment was given to his/her employer, “Exclude” the income. Lease Income: Rental or Lease Income Yes Life Insurance – Annuity Income, or Payments Over Time: Cash received, and available earnings, from an annuity are countable. NOTE: Dividends and interest available to individuals are also countable, even though these earning may be reinvested. NOTE: See Life Insurance – Lump Sum Payment Other Income Yes Life Insurance – Lump Sum Payment: If prospected, a life insurance payment is countable in the month received or may be averaged over a 12 month period and the average is added to each month’s income. Amounts spent to cover illness, medical expenses, or medical expenses may be deduction if parent provides the necessary expense receipts. NOTE: See Life Insurance – Annuity Income, or Regular Payments Lump Sum Yes Loans: A valid loan is a loan for which the lender must deliver a sum of money to a borrower. The borrower must express or imply, either orally or in writing, an obligation to repay. The obligation to repay must be absolute and not contingent on the occurrence of an uncertain event. EXCEPTION: Educational loans are identified as “Educational Grant or Loan Assistance.” Excluded No Low Income Energy Assistance Payment (LIEAP) Income:

Excluded No Family, Friend, and Neighbor [FFN] or Relative Care Provider [RCP] Self- Employment Yes Lump Sum Payment: Non-recurring lump sum payments are counted. The income must be prospected when determining eligibility. Payments may be included as income in the month is was received or can be averaged up to a 12 month period. Examples include the following:  Capital gains  Crop insurance proceeds  Rebate or credit refunds Lump Sum Yes