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MISSISSIPPI DIVISION OF MEDICAID Eligibility Policy and Procedures Manual CHAPTER 200A/200B – Income: Aged, Blind and Disabled (ABD) and MAGI Categories P a g e | 2

Effective Month: July 2025 200A.03.14 PROCEEDS OF A LOAN .................................................................................... 22 200A.03.15 PROMISSORY NOTES AND PROPERTY AGREEMENTS ................................ 22 200A.03.16 FUND RAISING PROCEEDS ............................................................................. 24 200A.04 EXCLUSIONS FOR EARNED AND UNEARNED INCOME ......................................... 24 200A.04.01 $50/$20 PER MONTH GENERAL EXCLUSION ............................................... 25 200A.04.01A LIBERALIZED POLICY ............................................................................... 25 200A.04.01B SSI POLICY .................................................................................................. 25 200A.04.01C APPLICATION OF THE GENERAL EXCLUSION ......................................... 26 200A.04.01D GENERAL PRINCIPLES............................................................................... 26 200A.04.02 INFREQUENT AND IRREGULAR INCOME EXCLUSION ................................ 26 200A.04.03 PLAN FOR ACHIEVING SELF-SUPPORT (PASS) INCOME EXCLUSION ...... 29 200A.05 EARNED INCOME EXCLUSIONS .............................................................................. 30 200A.05.01 EARNED INCOME TAX CREDIT (EITC) AND CHILD TAX CREDIT (CTC) PAYMENTS ........................................................................................................................... 30 200A.05.02 STUDENT EARNED INCOME EXCLUSION (SEIE) ........................................... 31 200A.05.03 $65 PLUS ONE-HALF REMAINDER EARNED INCOME EXCLUSION............... 32 200A.05.04 IMPAIRMENT-RELATED WORK EXPENSES (IRWE) EXCLUSION .................. 32 200A.05.05 BLIND WORK EXPENSES (BWE) EXCLUSION ................................................ 33 200A.06 UNEARNED INCOME - GENERAL ......................................................................... 33 200A.06.01 WHEN TO COUNT UNEARNED INCOME ......................................................... 34 200A.06.02 UNEARNED INCOME EXCLUSIONS ................................................................. 34 200A.06.03 EXPENSES OF OBTAINING INCOME ............................................................... 34 200A.06.04 OVERPAYMENT RECOVERY ............................................................................ 35 200A.06.05 GARNISHMENT OR OTHER WITHHOLDING .................................................... 36 200A.06.06 PAYMENTS IN FOREIGN CURRENCY .............................................................. 37 200A.06.07 DEEMED INCOME ............................................................................................. 38 200A.06.08 INCOME BASED ON NEED (IBON) ................................................................... 38 200A.06.09 ASSISTANCE BASED ON NEED (ABON) .......................................................... 38 200A.07 SOURCES AND TREATMENT OF UNEARNED INCOME .......................................... 39 200A.07.01 ANNUITIES, PENSIONS, RETIREMENT AND DISABILITY PAYMENTS ........... 39 200A.07.02 TITLE II/RETIREMENT, SURVIVORS AND DISABILITY INSURANCE (RSDI) ... 39 200A.07.02A WHEN TO COUNT RETROACTIVE RSDI BENEFITS .................................. 41