Automatic Withdrawal Of Spend Down Premiums

Participants who have automatic withdrawal (Electronic Funds Transfer (EFT)) of their spend down premium payment will continue to have the full invoiced amount deducted from their account less any out-of-pocket expenses entered on MSPO for that invoiced month. If the participant pays an eligible medical expense in the same month that their spend down payment was automatically withdrawn, the above process for entering out-of-pocket expenses should be followed. The next month’s invoiced amount will adjust and only automatically withdraw the adjusted amount after the eligible out-of-pocket expenses have been applied. MHD will not issue refunds to the participant.