(2026-06)DHS-3461A-ENG: Insurance Affordability Programs (IAPs) Income and Asset Guidelines (6-26), Effective 7/1/26 to 6/30/27#
(2026-06)(document-1)#
DHS-3461A-ENG 6-26 Insurance Affordability Programs (IAPs) Income and Asset Guidelines Effective 7/1/26 –6/30/27 Effective 1/1/27 – 12/31/27 Prog. MA Parents, Caretaker Relative, Children 19–20 Years Old, Adults without Children MA Children 2–18 Years Old MA Pregnant Women MA Infants under Age 2 MinnesotaCare Advanced Premium Tax Credit Family Size 133% FPG 275% FPG 278% FPG 283% FPG 200% FPG Above 400% FPG Monthly Annually Monthly Annually Monthly Annually Monthly Annually Annually Annually 1 $1,768 $21,226 $3,657 $43,890 NA $3,763 $45,166 $31,920 $31,921 or more 2 $2,398 $28,781 $4,959 $59,510 $5,013 $60,159 $5,103 $61,241 $43,280 $43,281 or more 3 $3,027 $36,335 $6,2606 $75,130 $6,329 $75,949 $6,442 $7,315 $54,640 $54,641 or more 4 $3,657 $43,890 $7,562 $90,750 $7,645 $91,740 $7,782 $93,390 $66,000 $66,001 or more 5 $4,287 $51,444 $8,864 $106,370 $8,960 $107,530 $9,122 $109,464 $77,360 $77,361 or more 6 $4,916 $58,998 $10,165 $121,990 10,276 $123,320 $10,461 $125,538 $88,720 $88,721or more 7 $5,546 $66,553 $11,467 $137,610 $11,592 $139,111 $11,801 $141,613 $100,080 $100,081 or more 8 $6,175 $74,107 $12,769 $153,230 $12,908 $154,901 $13,140 $157,687 $111,440 $111,441 or more Add’l $629 $7,554 $1,301 $15,620 $1,315 $15,790 $1,339 $16,074 $11,360 $11.361 Asset Test No Asset Test No Asset Test No Asset Test No Asset Test No Asset Test No Asset Test Note: “MA” stands for Medical Assistance. Note: “FPG” stands for federal poverty guideline. Note: Income guidelines are approximations only. Use this chart for general reference only. Next
Effective 7/1/26 –6/30/27 MA Elderly, Blind, Disabled
(with a spenddown) MA Elderly, Blind, Disabled
(no spenddown) MSP Qualified Medicare Beneficiaries (QMB) MSP Service Limited Medicare Beneficiaries
(SLMB) MSP Qualifying Individuals (QI) MSP Qualified Working Disabled Individuals (QWD) Minnesota Family Planning Program Family Size 100% FPG 100% FPG 100% FPG 120% FPG 135% FPG 200% FPG 200% FPG Monthly Annually Monthly Annually Monthly Annually Monthly Annually Monthly Annually Monthly Annually Monthly Annually 1 $1,330 $15,960 $1,330 $15,960 $1,350 $16,200 $1,616 $19,392 $1,816 $21,792 $2,680 $32,160 $2,660 $31,920 2 $1,804 $21,648 $1,804 $21,648 $1,824 $21,888 $2,184 $26,208 $2,455 $29,460 $3,627 $43,524 $3,607 $43,284 3 $2,278 $27,336 $2,278 $27,336 $2,298 $27,576 $2,752 $33,024 $3,094 $37,128 $4,574 $54,888 $4,554 $54,648 4 $2,752 $33,024 $2,752 $33,024 $2,772 $33,264 $3,320 $39,840 $3,733 $44,796 $5,521 $66,252 $5,501 $66,012 5 $3,226 $38,712 $3,226 $38,712 $3,246 $38,952 $3,888 $46,656 $4,372 $52,464 $6,468 $77,616 $6,448 $77,376 6 $3,700 $44,400 $3,700 $44,400 $3,720 $44,640 $4,456 $53,472 $5,011 $60,132 $7,415 $88,980 $7,395 $88,740 7 $4,174 $50,088 $4,174 $50,088 $4,194 $50,328 $5,024 $60,288 $5,650 $67,800 $8,362 $100,344 $8,342 $100,104 8 $4,648 $55,776 $4,648 $55,776 $4,668 $56,016 $5,592 $67,104 $6,289 $75,468 9,309 $111,78 $9,289 $111,468 Add’l $474 $5,688 $474 $5,688 $474 $5,668 $568 $6,816 $639 $7,668 $947 $11,364 $947 $11,364 Asset Test • $3,000 for a single person • $6,000 for household of two, plus $200 for each dependent • $3,000 for a single person • $6,000 for household of two, plus $200 for each dependent • $10,000 for a single person • $18,000 for household of two • $10,000 for a single person • $18,000 for household of two • $10,000 for a single person • $18,000 for household of two • $4,000 for a single person • $6,000 for household of two None Note: “MSP” stands for Medicare Savings Program. A standard $20 disregard is included for QMB, SLMB, QI, and QWD. This means the first $20 of your monthly income is not counted towards the income limit for these programs. MA for Employed Person with Disabilities (MA‑EPD) To qualify for MA-EPD, you must: • Be certified disabled by the Social Security Administration (SSA) or the State Medical Review Team (SMRT) • Have monthly earnings of more than $65 (there is no income limit) • Be employed and have Social Security and Medicare (FICA) taxes withheld or paid from earned income • Pay a premium and an unearned income obligation, if required Note: Income and asset guidelines are approximations only. Use this chart for general reference only. For accessible formats of this information or assistance with additional equal access to human services, email us at dhs.info@state. mn.us, call 800-657-3739, or use your preferred relay service. ADA1 (3-24)