Page 5

COMBINED MANUAL

ISSUE DATE 10/2025

SHELTER DEDUCTIONS

0018.15

Do NOT allow a deduction for: ● Deposits on rental properties or utilities.

● Life or auto insurance or other extra coverage on personal property added on the homeowner’s property insurance policy.

● Foundation, skirting, or tie-downs for mobile homes.

● Garage rent if the garage rental is not a condition of renting the apartment.

● Home improvements.

● Down payments and closing costs.

● Renter’s insurance even if required by the landlord or residential property management company.

Housing Cost Calculations Calculate shelter deductions paid weekly, bi-weekly, monthly or semi-monthly using the multiplier. The multiplier is: - 4.3 for weekly costs.

- 2.15 for bi-weekly (every other week) costs.

- 1 for monthly costs.

- 2 for semi-monthly costs.

Housing Costs when Units have More than 1 Residence Housing costs may only be allowed as a deduction for one property.

In situations where clients have a home outside of Minnesota as well as Minnesota and live part of the year in the other place and part of the year in Minnesota, they may only receive a deduction for the continuing charges paid for the home they have in Minnesota. See 0011.06 (State Residence) for more information on when someone has a home in Minnesota and another place.

Housing Costs for Ineligible Unit Members Allow a deduction for households which contain people who are required to be in the unit but who are disqualified or do not meet technical or procedural eligibility requirements. See 0014.03.06 (Determining the SNAP Unit). For Uncle Harry cases, see 0022.24 (Uncle Harry Food Support Benefits). ● For units which contain ineligible non-citizens, non-applicants, unit members disqualified for non-compliance with Social Security enumeration requirements, or ineligible able-bodied adults who are responsible for housing costs:

1. Prorate housing costs billed to or paid by the ineligible person or disqualified unit member among household members.

2. Disregard the prorated share of the costs for the ineligible person(s) or disqualified unit member(s). Allow the remainder of the costs as a deduction for the unit.

The utility costs are not prorated. See 0018.15.09 (Utility Deductions).

● For units which contain an ineligible student:

- When an ineligible student pays all of the cost, the unit is not entitled to a housing or utility deduction.

- When a unit shares housing costs, deduct ONLY the amount actually paid or contributed by the unit. If you cannot differentiate the payments or contributions:

1. Prorate the housing cost evenly among the people actually paying or contributing to the cost. MAXIS will disregard the ineligible student's share of the costs.