3. EBT CARD AND PIN
SNAP benefit recipients are issued an EBT card along with written instructions for establishing a Personal Identification Number (PIN). Each card holder selects their own PIN to prevent unauthorized individuals from gaining access to benefits if the card is lost or stolen. The PIN is their electronic signature.
Card holders can make purchases from participating retailers by having their card swiped through a POS device or by providing required information for an online purchase. The POS device or online system “reads” a recipient’s benefit account balance and, if funds are sufficient, approves the transaction and reduces that balance by the exact amount of purchase.
Some retailers, such as some small grocery stores and farmers markets, and Meals on Wheels participants, use a manual voucher system to access SNAP benefits. Recipients sign vouchers instead of using their PIN.