Page 4

Louisiana Medicaid Eligibility Manual Eligibility Factors

Reissued June 9, 2026

Page 4 of I-1630 Replacing September 23, 2024

Revised/added text indicated by underscore

Deleted text indicated by “**” resource limit, SSI benefits are suspended until the resources are reduced below the SSI limit. Medicaid eligibility continues during the suspension.

 Accumulated Resources due to the COVID-19 Public Health Emergency

Disregard resources accumulated from March 18, 2020 through March 31, 2023 that would have otherwise been part of an individual’s liability for his or her institutional or home and community-based waiver services based on application of the post-eligibility treatment of income (PETI) rules. Such resources will continue to be disregarded through the twelfth month following the first full redetermination of the beneficiary’s eligibility conducted after March 31, 2023.

Note: If accumulated resources are commingled with countable funds, assume countable funds are spent first.  Agent Orange Settlement Payments

Do not count unspent portions of Agent Orange Settlement payments.

Note: Do not count as income any interest earned on the unspent portion. Any interest retained after the month of receipt becomes a resource.

 Annuities

For employment related annuities, refer to Retirement Funds.

For Medicaid eligibility purposes an annuity is considered a legal instrument or device similar to a trust (Refer to I-1730, Trusts Established After August 11, 1993). An annuity is defined as a contract or agreement by which one receives fixed non variable payments on an investment for a lifetime or a specified number of years.

Treatment of Annuities created January 1, 2003 thru February 7, 2006

An annuity containing a balloon payment will be considered an available resource. An annuity purchased by or for an individual using that individual’s assets will be considered an available