Page 31

Louisiana Medicaid Eligibility Manual Eligibility Factors

Reissued June 9, 2026

Page 31 of I-1630 Replacing September 23, 2024

Revised/added text indicated by underscore

Deleted text indicated by “**” Count any portion that is accessible.

Example: A homeowner pays a certain amount to the mortgage company to be held in escrow for payment of insurance. The insurance company then bills the mortgage company who pays the premium from the escrow account. Any amount in excess of the insurance premium is countable if accessible to the homeowner.

 Estate

An estate is the assets and liabilities left by an individual at death.

Count the applicant/beneficiary's share of an undivided estate as a resource the first day of the month following receipt. Receipt is deemed to be the day of death in the case of a direct descendant or when there is an uncontested will designating the individual as beneficiary.

Refer to the specific type of SSI-related resource.

 Home Property

Refer to Property.

 Inheritances

Consider an inheritance as a resource the month following the month in which it meets the definition of income.

Refer to the appropriate kind of resource.

 Jointly Owned Resources

Refer to the appropriate kind of resource to determine what to count.

Refer to Bank Accounts, Joint Accounts, Rebuttal if a disagreement concerning ownership of funds occurs.