Page 13

Louisiana Medicaid Eligibility Manual Eligibility Factors

Reissued June 9, 2026

Page 13 of I-1630 Replacing September 23, 2024

Revised/added text indicated by underscore

Deleted text indicated by “**” of the funds held in an unrestricted access account.

Count the total value of the account less encumbrances regardless of the source of the funds if:

• The funds are held jointly with an ineligible individual(s), and

• The applicant/beneficiary has unrestricted access.

Count an equal share of the account regardless of the source of the funds if:

• Two or more eligible applicants/beneficiaries are holders of the same joint account with or without ineligible individuals, and

• Each has unrestricted access to the funds in the account.

Rebuttal for Unrestricted Access Accounts

The applicant/beneficiary may rebut the presumption(s) if:

• There is unrestricted access, and

• The applicant/beneficiary does not consider themselves owner of all or part of the funds.

The following documentation is required to rebut the presumption of full or partial ownership:

• A written statement from the applicant/beneficiary or responsible party giving their statement regarding:

- Ownership of the funds,

- The reason the joint account was established,

- Who made deposits to or withdrawals from the account, and

- How the withdrawals were spent,