Page 11

Louisiana Medicaid Eligibility Manual Eligibility Factors

Reissued June 9, 2026

Page 11 of I-1630 Replacing September 23, 2024

Revised/added text indicated by underscore

Deleted text indicated by “**” month as income in the month for which it is intended. The balance is considered a resource the first day of the following month (e.g., SSA income).

Bank accounts can be set up in a variety of ways including individual accounts, joint accounts, funds held in the account of another, or charitable funds accounts. ** Individual Accounts

Count the value of funds maintained in a checking or a savings account on which the applicant/beneficiary's name appears.

Joint Accounts

Restricted Access ("and") Accounts

Count the value of the applicant/beneficiary's ownership interest in the account less encumbrances if:

• The funds are held jointly with an ineligible individual(s), and

• The applicant/beneficiary has restricted access.

Ownership interest is presumed to be the applicant/beneficiary's equal share, unless the applicant/beneficiary rebuts this presumption.

Rebuttal for Restricted Access Accounts

The applicant/beneficiary may rebut the presumption(s) if:

• Access is denied by the other owners, or

• The applicant/beneficiary does not consider themselves owner of at least an equal share of the account.

The following documentation is required to rebut the presumption: