What happens to my account if I die?
If you die, ownership of your account will be transferred to the person you name as successor account owner. If your primary successor owner dies before you do, your account will be transferred to your contingent successor owner. If you do not have a named successor owner who is alive on your death, your account will become part of your estate and will be distributed as designated in your will or, if you do not have a will, as required by law.
You are required to name at least one primary and one contingent successor owner of your account. You may name additional successor owners.