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MS 5210 [11]

For applicant households, when a child who is a student at least half-time becomes 18 in the month of application, determine at the time of the interview how much of the child's earned income was received or anticipated to be received after turning 18. Consider this as income to the household. Exclude any amount received prior to the 18th birthday. For participating households, exclude the earned income of students whose 18th birthday is after the first of the month for the entire month. For those students whose 18th birthday falls on the first of the month, count the entire month's earned income.

L. Loans: All loans, including loans from private individuals, commercial institutions, and business loans for self-employed households. Reverse mortgages are also considered loans and excluded.

If the household receives payments to meet expenses on a recurring or regular basis from the same source for more than three months, but claims the payments are loans, the provider of the loan may complete and sign form PAFS-73, Verification of Contributions-Loans-Roomer/Boarder Status or sign a written statement. A written statement from the provider of the loan is acceptable IF it includes the offer and acceptance along with the complete terms of the loan and consideration. If the PAFS-73 is not completed and signed, showing that repayments are being made or that payments will be made in accordance with an established repayment schedule, consider the money as income to the household.

M. Irregular Income: Exclude any income not exceeding $30 in a quarter within the certification period that is received too infrequently to be reasonably anticipated.

N. Nonrecurring Lump Sum Payment: Consider a nonrecurring lump sum payment as a resource for SNAP benefits purposes. One-time payments from Federal or State assistance for weatherization or emergency repair or replacement of an unsafe or inoperative furnace or other heating or cooling devices are excluded as income.

O. Cost of Producing Self-Employment Income: The portion of the income that represents the household's cost of doing business.

P. Allocated Tips: Some employers may show allocated tips on an employee's check stub. Allocated tips are used by the IRS for audit purposes only and are not included in the gross wages. Do not count allocated tips as income solely based on the check stub. See MS 5650 for further details.

Q. Cash Donations Based on Need: Exclude any cash donations of no more than $300 per quarter that are received from non-profit charitable organizations. Consider any amount of such payment that is in excess of $300 per quarter as income available to the household. A quarter is defined as follows:

January - March July - September April - June October - December