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• If the individual passes the SIL test during the eligibility step, then a post-eligibility budget is done to determine the amount, if any, of the HCBS Waiver Liability. If the person fails to pass the SIL test, the person is ineligible for assistance. • For children under 18 applying for a blind or disabled category, parental income is exempt in the SIL test and if the child passes the SIL test, parental resources are exempt. If Medicaid coverage is needed prior to the start date of waiver services, retroactive coverage can be approved using regular eligibility rules for those months, including parental deeming as appropriate for the child’s category. If the parents request Medicaid coverage to coincide with the waiver start date, the parents are not required to provide any information regarding their income or resources. The SIL budget will only apply when a member has accepted the waiver (see IHCPPM 1610.47.00). 3320.00.00 RESOURCE LIMITS AND METHODOLOGIES All the resource principles explained in Chapter 2600 regarding resource ownership, availability, and exemptions are applicable to waiver applicants/recipients. The Resource Limits specified in Chapter 3000 apply to waiver applicants and recipients based on their category. When the Special Income Level is used in the determination of eligibility for children, parental resources are excluded as explained in the previous section. 3320.05.00 SPOUSAL IMPOVERISHMENT PROTECTION If the waiver applicant/recipient passes the SIL financial test, the resource eligibility rules for married couples explained in Sections 2635.10.10 through 2635.10.10.15 apply for the waivers listed in Section 3315.00.00. An individual must pass the SIL test to be considered categorically eligible for Medicaid. In determining whether spousal impoverishment protection applies in each circumstance, waiver services are considered in the same manner as institutionalization, except in cases where the waiver applicant/recipient has an institutionalized spouse. For example, a married couple both of whom are institutionalized are not subject to the special spousal rules; similarly, a married couple both of whom receive (or will receive if Medicaid eligible) waiver services are not subject to the special spousal rules. If the spouse of the waiver applicant/recipient is institutionalized, the waiver applicant/recipient is considered a community spouse.