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2635.10.00 RESOURCE ELIGIBILITY DETERMINATION (MED 1) ............................................... 65

2635.10.05 QMB, QDW, SLMB, AND QI RESOURCE DETERMINATIONS (MED 4) .................... 66 2635.10.10 RESOURCES/INSTITUTIONALIZED/COMMUNITY SPOUSE (MED 1) ....................... 66 2635.10.10.05 RESOURCE ASSESSMENT AND SPOUSAL SHARE (MED 1) .................................... 67 2635.10.10.10 RESOURCE ELIGIBILITY/INSTITUTIONALIZED SPOUSE (MED 1) ............................. 69 2635.10.10.15 POST ELIGIBILITY PROTECTED PERIOD (MED 1) ................................................... 70 2635.10.20 RESERVED .......................................................................................................... 71 2635.10.20.05 ENTITLEMENT TO RESOURCE SPEND-DOWN/SSI DETERMINATION ..................... 71 2635.10.20.10 RESOURCE SPEND-DOWN DETERMINATION ...................................................... 71 2635.10.20.15 ELIGIBILITY SYSTEM PROCEDURES WHEN RESOURCE SPEND-DOWN IS INVOLVED (MED 1) ............................................................................................................. 71 2640.00.00 TRANSFERS OF PROPERTY .................................................................................... 72

2640.10.00 TRANSFER OF PROPERTY LAW ............................................................................ 72 2640.10.05 GENERAL APPLICABILITY OF TRANSFER OF PROPERTY LAW ................................. 72 2640.10.10 DETERMINING THE TRANSFER REVIEW PERIOD .................................................. 74 2640.10.15 ALLOWABLE TRANSFERS OF PROPERTY .............................................................. 74 2640.10.15.05 TRANSFERS OF HOMES AND INCOME-PRODUCING REAL PROPERTY (MED) ........ 75 2640.10.15.06 HOME EQUITY RESTRICTION .............................................................................. 76 2640.10.15.10 DE MINIMIS TRANSFER OF PROPERTY ALLOWANCE ........................................... 78 2640.10.16 TRANSFERS OF PERSONAL EFFECTS AND HOUSEHOLD GOODS ........................... 80

2640.10.20 DETERMINING ADEQUACY OF CONSIDERATION ................................................. 80 2640.10.20.05 COMPENSATION IN CASH ................................................................................... 80 2640.10.20.10 COMPENSATION IN REAL OR PERSONAL PROPERTY ............................................ 81 2640.10.20.15 COMPENSATION BY SUPPORT/MAINTENANCE ................................................... 81 2640.10.20.20 COMPENSATION BY SERVICES AGREEMENT, PERSONAL NEEDS CONTRACT, PERSONAL CARE CONTRACT OR OTHER SIMILAR AGREEMENTS ......................... 81 2640.10.25 DETERMINING UNCOMPENSATED VALUE .......................................................... 83 2640.10.25.05 TRANSFERS INVOLVING LIFE ESTATES ................................................................ 83 2640.10.25.10 TRANSFERS INVOLVING ANNUITIES .................................................................... 84 2640.10.25.20 ESTABLISHING JOINT OWNERSHIP (MED) ........................................................... 92 2640.10.25.25 TRANSFERS OF INCOME ..................................................................................... 92