us-il/guidance/hfs/all-kids

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us-il/guidance/hfs/all-kids · Axiom

(about)(block-11)Insurance Requirements for All Kids#

Children can qualify for All Kids Assist Share and Premium Level 1 even if they have insurance. To qualify for All Kids Premium Level 2, a child must have been uninsured for 3 months, have lost insurance because a job ended, the employer stopped offering insurance, the insurance was COBRA, the premium for the child was more than 5% of the household income, the cost of the family coverage including the child was more than 9.5 % of the household income, the child has special health care needs, or the child lost benefits under another All Kids program or the Health Insurance Marketplace. The annual income amounts for All Kids Premium Level 2 are shown below.

Family Size Income Two person family: $33,948 to $51,648 per year Three person family: $42,684 to $64,932 per year Four person family: $51,432 to $78,228 per year Five person family: $60,168 to $91,524 per year

The income limit is higher for larger families.

Income guidelines are updated each year. Check the All Kids Web site for updates.

I am a single mom with two kids. I earn $30,000 a year. I get health insurance from my job for my kids but it does not cover dental care. Can my children get All Kids?

Yes. Because of your income, your children can get All Kids even if they have other health insurance. The health insurance from your job would be your children’s primary insurance. All Kids would be the secondary insurance to use for services that the primary insurance does not cover, such as dental care.

My child has health insurance now but it costs too much each month. Can I drop it and get All Kids?

If you drop your childs health insurance, you will have to wait 3 months before your child can get All Kids, unless your income is lower than the amounts shown above for All Kids Premium Level 2, or your premium for the child exceeds 5% of your household income.

My child's health insurance ended when my job ended. Can my child get All Kids?

Yes. Your child can qualify. Even if you are paying your former employer for insurance under a COBRA plan, your child can get All Kids.

My child's health insurance only covers hospital stays. Can my child get All Kids?

Yes. Health insurance that covers only one service or one medical condition does not count when we decide if your child can get All Kids. For instance, insurance that only covers vision, dental, cancer, hospital stays, or school-based health insurance does not count.

My child has a pre-existing medical condition. Can my child get All Kids?

Yes. Children who have a pre-existing medical condition can get All Kids. As part of national health care reform, no insurance company can exclude or delay new coverage for a child based on a pre-existing condition.

(about)(block-12)All Kids Costs#

Some families get All Kids for free. Some families have to pay premiums and co-payments for All Kids health insurance. What you pay will depend on your income.

Monthly Premiums - You may have to pay a monthly premium for your children to get All Kids. A premium is a monthly amount that some families must pay even if they do not use any health care that month.

Co-Payments - You may also have to pay a part of the cost of the healthcare your child gets from a doctor, dentist or hospital. You may have to pay part of the cost of prescription drugs. These costs are called co-payments.

You will never have to pay a co-payment when your child gets a regular check-up or shots. These are called well-child visits and they are free for all children enrolled in All Kids.

The amount of premiums and co-payments you will have to pay depends on your income, the size of your family and how many of your children get All Kids.

What will All Kids premiums and co-payments cost an average family?

Here are some examples of what All Kids will cost. If you apply for All Kids and qualify, we will send you a notice telling you how much All Kids will cost your family. We will send you a bill every month if you have to pay a premium.

Example - A family of four that makes up to *$36,168 of gross income each year does not have to pay any premiums or co-payments for their children.

Example - A family of four that makes about *$36,180 to $38,628 of gross income each year does not have to pay any premiums. A family like this pays a $3.90 co-payment for each doctor visit, and $2 or $3.90 for each prescription. This family would pay a maximum of $100 in total co-payments in a year.

Example - A family of four that makes about *$38,640 to $51,420 of gross income each year pays premiums of $15 per month for one child, $25 for two children or $30 for three children. A family like this pays co-payments of $5 for a visit to a doctor, and $3 or $5 for each prescription drug. This family would pay a maximum of $100 in total co-payments in a year.

Example - A family of four that makes about *$51,432 to $78,228 of gross income a year pays a premium of $40 per month for one child and $80 a month for two children. A family like this would pay $10 for each doctor visit, and $3 or $7 for each prescription drug. This family would pay $100 if a child was hospitalized and 5 percent of the cost of any hospital outpatient service.

Remember, no family ever has to pay for their children's regular check-ups and immunizations.

*The income standards may increase each year. For more detailed information about All Kids costs see the Income Standards & Cost Sharing Chart .

Do I have to pay my first premium to start All Kids coverage?

Coverage for new families enrolled in All Kids Premium Levels 1 and 2 may start before you pay the first month's premium. If you get an approval letter and do not want the coverage, you must contact 1-866-255-5437 right away to cancel the coverage. If you do not cancel the coverage, you may still owe money for premiums even if you don't use the All Kids card.

What happens if I do not pay my All Kids premiums?

If you do not pay All Kids premiums that you owe, we will cancel your child's All Kids health insurance. You will still owe premiums for the time your child was covered by All Kids even if you do not use the card. If you decide later that you want All Kids for your child, you will have to reapply and pay any premiums you owe. However, even if you owe premiums, you may reapply at any time.

What happens if I do not pay my All Kids co-payments?

If you do not pay your co-payments, your doctor may refuse to treat your child, and pharmacies will not fill your prescriptions. If you owe a co-payment, doctors and hospitals have the right to collect it from you.

(about)Illinois HFS: About All Kids#

(about)(block-1)What is All Kids?#

(about)(block-2)What does All Kids Cover?#

(about)(block-3)

(income)Illinois HFS: All Kids: How Much Does It Cost?#

(income)(block-1)All Kids Income Standards & Cost Sharing Chart#

(income)(block-2)To find out how much All Kids may cost you, follow these simple steps:#

(income)(block-3)Income Box#

(about)Illinois HFS: About All Kids#

(about)(block-1)What is All Kids?#

(about)(block-2)What does All Kids Cover?#

(about)(block-3)

(income)Illinois HFS: All Kids: How Much Does It Cost?#

(income)(block-1)All Kids Income Standards & Cost Sharing Chart#

(income)(block-2)To find out how much All Kids may cost you, follow these simple steps:#

(income)(block-3)Income Box#

(about)(block-4)What is the income limit for All Kids?#

(about)(block-5)My kids live with their mother. Can I apply for All Kids?#

(about)(block-6)What about health insurance for parents?#

(about)(block-7)How do I find a doctor who accepts All Kids?#

(about)(block-8)How long will my child have All Kids coverage?#

(about)(block-9)How does immigration status affect my child's ability to get All Kids?#

(about)(block-10)My son is not a citizen of the U.S. If he uses All Kids, will it keep him from becoming a permanent resident because he will be a public charge?#

(about)(block-11)Insurance Requirements for All Kids#

(about)(block-12)All Kids Costs#

(about)(block-13)How do I Apply for All Kids?#

(about)(block-14)Stay Informed#

(about)(block-15)Helpful Links#

(income)(block-4)Cost Box#

(income)(block-5)Stay Informed#

(income)(block-6)Helpful Links#